First of all, this is no post per paid just sharing my experience with all my reader, because sharing is caring. 🙂

To those who didn’t know, Tune Money is part of Denis Melka, Datuk Tony Fernandes and a few business entrepreneur new product. Together with Tune Hotel, and Insurance targeted for people like us. I am quite admire  Datuk Tony Fernandes business vision following his huge success creating Air Asia, a true entrepreneur.Now everybody can fly !

Ok , so lets move to our topic, why Debit Visa at Tune Money ? Simple

      •Instant online approval*;

    •Easy access – you don’t require an existing bank account to sign up;

    •Cash withdrawal at ATM machines worldwide;

    •No income checks;

    •No credit checks;

    •Easy reloading options;

    •No late charges;

    •No financing charges;

    •Affordable annual fees;RM 9.99

    •No bills arriving at the end of the month;

    •View your transactions online, real time;

    •Exchange rate markup of only 0.5% (others may charge you a lot more – check it out for yourself if you don’t believe us);

    •Security – if you lose your card, one quick phone call ensures that you do not lose your money. Whilst cash lost, is lost forever;

    •Privacy – we adhere to stringent regulations for customer privacy, authentication and identity verification

    and BLA BLA actually:the real reason why I sign for this Visa Debit card is for my PayPal account. I need to use Visa to cash out my money from PayPal. PayPal only accept Visa to make the payment. Since I validate my PayPal account using my Mastercard CIMB, so is the answer.

    What is Visa Debit Card ?

    It’s actually quite similar with a credit card, in term of usage. But, you have to bank in the money first before using the card.Simpler words, you have to got the money LOL in the bank. Whereas, credit card, you have the credit limit and you can use it as you wish.But  you have to pay every month to the bank. So, Visa Debit Card is the best way to bring small amount of cash.

    There are a few bank that offer Visa Debit Card, such as Public Bank Visa Electron Card and BSN Matrix Debit Card , from personal experience applying for Public Bank Visa Card, just forget it. After sending all the document required, not any of the staff contacted me for approval or confirmation. I thought my application is rejected until I read on LiewCF blog that you have to attached Pos Money around RM 50. It’s not even stated in the website.


    The 5 Minutes Process!

    ANybody can apply for this card, even a student (>18 years old ), factory worker ,postman hehe since no document is required even your IC.

    1. Go to
    2. Click ‘Apply Now’.
    3. Key in all your profile info, name, address,telephone no etc. Dont forget to choose where Post office you want to pick up the card. My advice, the one is near to your house. For my case, I chose Post Office in TESCO Shah Alam, its near my office
    4. Next step, you have to bank in some money to your account.You can pay by online (FPX) using Maybank2u or CIMBClick, or cash at counter(POS Malaysia,CIMB or BSN). Minimum payment is RM50. So, RM 50 it is hehe nothing more nothing less

    The card will be ready in a week, so after that you have to go the selected POS Office. (Notification: maybe they will call you, i will update on that)

    Before using the card, you have to activate it.

    To activate your Card via, you will have to first log-in with your user ID, password and security question, then follow the steps in the card activation section, and key in the card number and expiry date. Once verified by our system, the Card is activated.

    Anyway, If you still not sure please read terms and service here