Believe it or not, even smart highly educated can be tricked into this phone scam.
The fraudster can be so calm and professional thus make you believe that he is from the bank.
He/She will create an emergency situation regarding your bank account. It can be anything. From to confirm a credit card transaction that was charged to your card. Or someone just called to confirm that you have apply for new credit card. If you deny it, the fraudster will give a fake number of Bank Negara for you to call.
The complice from Bank Negara will ask for your confidential information and bank details.
If you are panic and in a hurry you might fall to this trap. So please be very careful whenever you received a call from a bank.
How to Identify Telephone Scams Call
When you hear this any of this 6 statement. Then you better be careful.
“Give your username, ATM card number in order for us to investigate your account”
“Do not check your account and tell anyone for at least 3 days”
“Kindly call this number to speak to the Bank Negara Officer”
“Change your TAC mobile number at ATM”
“You have a pending credit card payment”
“Someone is using your info to apply for a credit card”
What you should do if you received a scam call?
DO NOT reveal your credit/debit card details or online banking details
DO NOT respond to any sms that claiming it’s coming from Bank Negara. Bank Negara officer will never call you to ask for your credit/debit card or banking particulars.
I changed my Maybank ATM Debit Card at Maybank Kampar last December. I came on Saturday and it took about two hours to get my new card. As we all know, starting March 2016, in phases, all Maybank Cards will be replaced with PIN-enabled Cards. Here in Turkey, a lot of them prefer to use card than cash even when to buy a pack of cigarettes. They will key in pin number when use card to pay. Here are the 3 Ways to replace your Maybank ATM/Debit Card to MyDebit Card for FREE
You can have the new MyDebit Card delivered to you at NO CHARGE via Maybank2u by following these simple steps:
Log on to Maybank2u
Click on “Card Management”
Click on “ATM/Debit Card”
Verify your mailing address and accept the terms and conditions
Follow the on-screen instructions
Upon successful verification, your new MyDebit Card will be delivered to you for FREE within 21 working days. Not on Maybank2u yet? Click here to register now
The e-Kiosk is a self-service kiosk for customers to replace their ATM/Debit Card to the new PIN-enhanced MyDebit Card.Click here to find out the locations It is open daily from 8.00am till 10.00pm. Customers are required to bring along their IC / MyKad and existing ATM/Debit Card. First time replacement is FREE.
Go to Your Nearest Maybank Branches
Clear your schedule on Saturday. Go early in the morning and get your number. Bring your old ATM card and Mykad.
When traveling abroad, there is one things that you should prepare beside planning for hotel, budget, foods and etc. That is to activate your Debit ATM Maybank Card. There are few advantages when you activate your Maybank ATM Debit Card:
Get TREATS Points when spend oversea
Set Purchase limit for better control
Access to worldwide ATM for cash withdrawal
Track transactions via maybank2u.com.my
 How to activate Oversea Flag and Purchase Limit?
There are 2 ways that you can activate your Maybank Debit Card
click ATM/Debit card Management
select Overseas Activation or purchase Limit
Select “Other Transaction”
Select “Other Services”
Select “Oversea/PLUS ATM Service”
Select activate “Temporary”.
Enter your new mykad to confirm
Set Purchase Limit
For your spending convenience abroad, ensure to set the purchase limit for your Debit Card with these steps:
Daily default purchase limit is RM1,000 for VISA Debit and RM 2000 for MASTER Card Debit. You can change the limit up to RM 5000 (Visa) and RM10000 (MasterCard) via Maybank2u and ATM.
A lot of companies are promoting their amazing, foolproof forex strategies these days, but how many of them actually work? It’s hard to answer this question without taking an extensive researchand even then you might not have the perfect answer. So, how do you start trading forex with the strategy that works?
Which Forex Strategies Can Make You Money?
The fact is that there is no-one on the planet who can claim that they have guaranteed forex strategiesthat will make money. All forex traders are operating in a real-life, global market that is influenced by the actions of other traders. Those markets are unpredictable just by virtue of being influenced by so many people. Educated traders can make very well-informed guesses about how the markets will move – but they are still just that – guesses.
The best strategies for trading forex are ones that operate based on an understanding of how the markets have moved in the past. Traders can look at current trend lines, and then try to understand what that means for the future. These strategies are based on something called technical analysis, and they are a sound starting point for any would-be trader, not least because platforms such as Meta Trader have built-in charting features that will make it easy for you to create overlays to inform your decision making. (more…)
Nowadays with new online technology and security there are still some of my friend that go to Bank ATM to make payment and money transfer. They still feel insecure about online banking or have a lot of free time.
As for me, Maybank2u is my trusted online banking since living outside Malaysia. Every month I will make money transfer and payment from my Maybank saving account. Although before this I had a problem to receive TAC code.
This is because Maybank do not recognise overseas phone number to send TAC code. So I have to bought a prepaid U Mobile and register with Maybank2u.
Luckily, I can receive TAC Maybank2u code thru sms even using U Mobile prepaid sim card. UMobile using Vodafone Network in Turkey. So every month I need to top up my UMobile prepaid with Maybank2u. I will use the U Mobile credit accumulated when I’m back in Malaysia. Yes, you can use Malaysian telco to receive TAC code as long as your mobile use local network provider when travel to oversea.
New Maybank2U Mobile Apps
However for Maybank2u mobile app, I had a bad experience using it. Lack of useful features and some time hang during login process. I prefer using the Maybank2u online desktop version. Until I read on Maybank2u website that new mobile up is coming.
On March 7, 2016, Maybank has updated and enhance their Maybank2u Mobile Android Apps. First created in 2011 with 2 million downloads and numbers are increasing each day. I download and install on my Asus phone.
The all-new mobile Maybank2u apps have added 7 new features :
Cardless Withdrawal – With this new app, you can send money to anyone and recipient can withdraw without an ATM card.
Credit to Account – Transfer fund to anyone just using their mobile number. Yup, you can do pretty anything with mobile number nowadays.
eSign-up – Make a Fixed Deposit placement.
One-Off Bill Payment – Make an open bill payment for selected utility payees.
Promotion – Get the get latest promotions on dining, shopping, travel and more.
ARound Me – Scan your surrounding and find nearby Maybank branches, ATMs and promotions within 2km from where you are. This is useful when you travel and outstation.
Share It – Like something on the Maybank2u app? We’ve made it easy for you to share it on Facebook and Twitter. Sharing is caring rite!
Apply Online – Experience the simple steps to open our existing current account product i.e. Maybank2u.Premier.
Easy Mobile Transfer With Mobile Number
This feature come in handy when you are outside and need to transfer money urgently.
Recipient will be able to receive the funds via:
Cardless Withdrawal – withdraw cash at any Maybank ATM or;
Credit to Account – deposit the funds directly to account using the mobile app.
Steps to Send Money to a Mobile Number:
Step 1: Go to Funds Transfer and select Mobile Transfer.
Step 2: Key in the amount and select option for Recipient to receive funds i.e. Cardless or Credit to Account.
Step 3: Provide the SMS Code to Recipient for collection.
Steps to Receive Money via Cardless Withdrawal:
Step 1: Get the SMS Code from Sender.
Step 2: Go to any Maybank ATM and enter the SMS Code and Transaction ID for verification.
Step 3: Collect your cash!
Steps to Receive Money via Credit To Account:
Step 1: Get the SMS Code from Sender.
Step 2: Launch the M2U Mobile App. Select Mobile Transfer without logging in to M2U.
Step 3: Enter the SMS Code and Transaction ID for verification.
Step 4: Choose your desired bank and key in your account number.
Step 5: Your money will be deposited at real-time!
So far the Maybank2u mobile apps, have not let me down. No crash and error or even hang.
For security make sure you don’t store your user id and password on your smartphone in case of stolen.
Maybe on next entry I need to use mobile transfer to show how it really works.