MAKE MONEY ONLINE WITH YOUTHSAYs COMMUNITY

make money with youthsays2

When talking about money , blogger is willing to do anything including buying a stolen next generation iPhone. You know what I am talking about, Gizmodo the popular gadget website just create a big iPhone BUZZ on the internet. But ,  I will not discuss about iPhone since I am not using one 🙂 . I want to write about another way of making money online called YOUTHSAY. What is YouthSays ?

YouthSays.com is a REWARDS platform for youths. Members of YouthSays.com consist of youths (aged 15 – 35) from all over the Southeast Asia region. Membership is FREE & currently open to youths from Malaysia, Vietnam, Indonesia, Philippines and Singapore.

  • Source of Income and Why ?

    Every year, businesses spend a lot of money on research, advertising, and organizing activities to gain support from youths. Through YouthSays.com, youths can support businesses directly in research, advertising and organizing activities. This saves money for the businesses, which are then passed on to youths in form of cash, prizes and enriching experiences. (more…)

  • A Great Business Philosophy

    I have been invited to a Business Conference in Saujana Hotel, Subang by one of my client last week. The objective of the conference is to gather all vendor and share our feedback on their business policy.

    But what I want to share here is the humble opening speech and vision by the company CEO, YBhg Dato’ Sri Hj. Mahamad Fathil bin Dato’ Mahmood, father of Malaysian Equestrian and love horse sport very much.

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    Dato’ Seri in white sleeves on the left

    Background

    He started as junior executive in Pernas after finishing MCKK . From there he got promoted to Supervisor and started his company 42 years ago. With his knowledge and business experience, he would like to share with us. He only go Hard Work University, where ? It’s in your head. Now he runs a few company with overhead cost half a billion ringgit. Remember, just overhead..so you can calculate how much money he make.

    Inspiring

    Actually, I was enlighten by his speech when he mentioned that what he is doing now is for the next world /akhirat.His vision is to see all small bumiputra vendors to succeed and stand on our own by the next ten years. He even mentioned that Dewan Perniagaan Melayu fails to help their member, by having one voice to push government. So by providing more Marketing Seminar, Vendor Development and Business Seminar , he hope that we can get the best business advise from his team.

    Feedback

    A lot of company complained that they did not get an equal opportunity when submitting tender. They claimed that they work hard with R&D but still other  supplier who get the same product online in the internet win the tender. But this kind of supplier even tough they can supply with 25% cheaper, usually do not have after sales services and repair cost will be higher since Government agency have to send the product it to Singapore or overseas.

    There is one company that asked for advise on how to get distributor/dealer from over sea company. Because they claimed that they can do the job but foreign company refuse to give them sole distributor. Well, in my case we usually get the job first then get the distributor agency provided they have none agency here in Malaysia. So work with a new but potential foreign company :).

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    Money is not everything, its the deeds that count

    I hope more business tycoon can help new business entrepreneur/bumiputra to develop and stand by our own feet without cable/godfather/political figure backing. If we have a genuine idea/great product than I believe , we can succeed in business. Hopefully by God willing. If we just want to be Alibaba, take the project and give it to 3rd party than we will not last long in this business.

    We can get help from other non bumi, but learn from them. Don’t depend on them. Be transparent and with integrity.

    We live in multiracial country peacefully and harmony.We don’t want to be like Thailand or Philippines.

    It’s a big cake, so share the wealth with others. 🙂

    Maybank Visa Debit Card vs Tune Card Visa Prepaid

    [UPDATE : This Post is no longer VALID since Maybank has improved their Debit Card Service. Please refer my latest post regarding Maybank Debit Card. Thanks ]

    maybank-visa-debit-card VS tunecard

    Hi guys,

    I read in the net that Maybank launched a new Maybank Visa Debit Card, I said WOW! that would be great since I have a saving account with them.So, I am expecting free service, easy top up and more shopping at the Internet.   I am glad more local banks start offering Visa debit card facility.

    Steven Wong has made a summary about this new card :

    To review whether this Visa debit card compatible to PayPal withdrawal, I spend sometimes to read on Maybank website, and here is the quick summary for your info:

    • Max daily withdrawal limit: RM5,000.
    • Daily accumulated purchase limit is RM500 and you can increase it anytime via bank’s ATM or over the counter branches to RM5,000.
    • First four withdrawal is FREE while a service charge of RM0.50 per transactions per card chargeable from the fifth cash withdrawal transaction onwards per month. However, service charge will be waived if your savings or current account has a balance of above RM5,000 at the time of withdrawal or the withdrawal amount is RM1,500.
    • Service charge for withdrawal transaction for:

    1. Maybank’s Group ATM in Singapore, Brunei and Philippines: RM2 each
    2. MEPS network: RM1 each
    3. Visa Plus Network: RM12 each
    • Existing Maybank ATM card holders can convert their cards with the one time cost of RM12. It is also the same cost for card replacement.

    • However, if you used up to 7 years (upon the expiry date, you will get the replacement at FOC).

    • Earn 1 TreatPoint for every RM3 purchases.

    • No annual fees, monthly interest rates or late charges.

    So, since I am a Tune Card user plus have a Maybank saving account, I think it would be good if I compare this two card, rite ?

    Below is a brief comparison of our very own Tune card Prepaid Visa Card vs Visa-branded debit card

    maybank-visa-debit-card 6511
    Product Maybank Visa Debit Card Tune Card Visa Prepaid
    Charge/Fees – Service charge for withdrawal transaction for:

    Maybank’s Group ATM in Singapore, Brunei and Philippines: RM2 each

    MEPS network: RM1 each

    Visa Plus Network: RM12 each

    Annual fee ; RM 9.99

    RM 2 only for Top Up at CIMB Bank, POS Malaysia and BSN

    RM 1.15 withdrawals at CIMB ATM machine

    RM0.50 only for online top up

    Internet Transaction No Yes
    Cash Out PAYPAL NO YES
    Top Up Maybank Only Maybank2u,CIMB and POS office

    Conclusion,

    I better stick with Tune Visa Prepaid Card, Why ? As you can see it is more flexible and Internet friendly. The most important thing is you can withdraw your PayPal money with it.:)

    By the way, you can use Maybank ATM card in Petronas Petrol Pump and selected Supermarket so why Maybank want to promote this Debit card instead. I think their business idea for this Debit card is weak because you don’t want to go abroad only carrying debit card right?. At least you must have a spare credit card for emergency.

    For me, debit card or Prepaid card is only suitable for Internet transaction. Buy ticket,hosting,domain and eBay online. So if maybank overlook this thing than their debit card will be nowhere compared to by Tune Prepaid Visa Card.

    Several feedback that I got :

    1. The question now is: Can Maybank Visa Debit cards compatible to PayPal withdrawal? I search on the web and try to find any review on that, unfortunately, there is no review so far. The closest was Uncle FL Sam on his withdrawal to Maybank Visa Credit Card.

    So, I called up this morning to Maybank Customer Service to find out the details. The Maybank staff that I spoke to also not sure whether it is workable. After 20 minutes checking and waiting, she told me “NO” for PayPal withdrawal. steven wong

    2. I try to add MBB Visa Debit card with Paypal, its not work. The following message will appear…

    “This credit card has been denied by the bank that issued your credit card. For details on why your card was denied, please contact your credit card issuer’s customer service department. Or, you may want to try adding a different credit card.”  zahidi

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