Maybank Visa Debit Card vs Tune Card Visa Prepaid

Maybank Visa Debit Card vs Tune Card Visa Prepaid

[UPDATE : This Post is no longer VALID since Maybank has improved their Debit Card Service. Please refer my latest post regarding Maybank Debit Card. Thanks ]

maybank-visa-debit-card VS tunecard

Hi guys,

I read in the net that Maybank launched a new Maybank Visa Debit Card, I said WOW! that would be great since I have a saving account with them.So, I am expecting free service, easy top up and more shopping at the Internet.   I am glad more local banks start offering Visa debit card facility.

Steven Wong has made a summary about this new card :

To review whether this Visa debit card compatible to PayPal withdrawal, I spend sometimes to read on Maybank website, and here is the quick summary for your info:

  • Max daily withdrawal limit: RM5,000.
  • Daily accumulated purchase limit is RM500 and you can increase it anytime via bank’s ATM or over the counter branches to RM5,000.
  • First four withdrawal is FREE while a service charge of RM0.50 per transactions per card chargeable from the fifth cash withdrawal transaction onwards per month. However, service charge will be waived if your savings or current account has a balance of above RM5,000 at the time of withdrawal or the withdrawal amount is RM1,500.
  • Service charge for withdrawal transaction for:

  1. Maybank’s Group ATM in Singapore, Brunei and Philippines: RM2 each
  2. MEPS network: RM1 each
  3. Visa Plus Network: RM12 each
  • Existing Maybank ATM card holders can convert their cards with the one time cost of RM12. It is also the same cost for card replacement.

  • However, if you used up to 7 years (upon the expiry date, you will get the replacement at FOC).

  • Earn 1 TreatPoint for every RM3 purchases.

  • No annual fees, monthly interest rates or late charges.

So, since I am a Tune Card user plus have a Maybank saving account, I think it would be good if I compare this two card, rite ?

Below is a brief comparison of our very own Tune card Prepaid Visa Card vs Visa-branded debit card

maybank-visa-debit-card 6511
Product Maybank Visa Debit Card Tune Card Visa Prepaid
Charge/Fees – Service charge for withdrawal transaction for:

Maybank’s Group ATM in Singapore, Brunei and Philippines: RM2 each

MEPS network: RM1 each

Visa Plus Network: RM12 each

Annual fee ; RM 9.99

RM 2 only for Top Up at CIMB Bank, POS Malaysia and BSN

RM 1.15 withdrawals at CIMB ATM machine

RM0.50 only for online top up

Internet Transaction No Yes
Cash Out PAYPAL NO YES
Top Up Maybank Only Maybank2u,CIMB and POS office

Conclusion,

I better stick with Tune Visa Prepaid Card, Why ? As you can see it is more flexible and Internet friendly. The most important thing is you can withdraw your PayPal money with it.:)

By the way, you can use Maybank ATM card in Petronas Petrol Pump and selected Supermarket so why Maybank want to promote this Debit card instead. I think their business idea for this Debit card is weak because you don’t want to go abroad only carrying debit card right?. At least you must have a spare credit card for emergency.

For me, debit card or Prepaid card is only suitable for Internet transaction. Buy ticket,hosting,domain and eBay online. So if maybank overlook this thing than their debit card will be nowhere compared to by Tune Prepaid Visa Card.

Several feedback that I got :

1. The question now is: Can Maybank Visa Debit cards compatible to PayPal withdrawal? I search on the web and try to find any review on that, unfortunately, there is no review so far. The closest was Uncle FL Sam on his withdrawal to Maybank Visa Credit Card.

So, I called up this morning to Maybank Customer Service to find out the details. The Maybank staff that I spoke to also not sure whether it is workable. After 20 minutes checking and waiting, she told me “NO” for PayPal withdrawal. steven wong

2. I try to add MBB Visa Debit card with Paypal, its not work. The following message will appear…

“This credit card has been denied by the bank that issued your credit card. For details on why your card was denied, please contact your credit card issuer’s customer service department. Or, you may want to try adding a different credit card.”  zahidi

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Activate Your Tune Card at TuneMoney.com

Activate Your Tune Card at TuneMoney.com

First of all, I would like to thanks all of my reader since my blog is no 4 in Google search page for the  keyword “tunemoney”. That is after Tunemoney.com itself. 🙂 As my friend always mention, “What you give you will get back”.

Back to my mission to cash out my paypal account, as mention here. I called Tunemoney.com several time using my handphone at 600 83 7999, but failed. I even email to them since nobody call me for my application status.

After a few days, I got an idea to try to call that number using fixed line,

Walla!,

The line is through. After a few standard procedure question for verification, my card is already at POS office Tesco Shah Alam. The best thing was, tunemoney.com will NOT call you to pick up the card. Just go the appointed POS office after 7 working days.

So my advice, just call Tunemoney.com first to make sure. Rather blindly asking the counter, and your card is still not available. Wasting time and money, right?. Tunecard is still new since my number is 140,and the first person to pick up at POS office Tesco Shah Alam.Even the lady at the counter still got to be assist by her supervisor.

Just bring your IC, sign a few documents and pay RM 3 to them.That’s all. After that sign at the back of the card, and activate it.

(more…)

Welcome my Entrecard friends

Welcome my Entrecard friends

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First of all, I would like to welcome all my friends especially from Entrecard, happy digging for your credit : ),Please drop your card and will visit your blog too. I would really appreciate if you spend some time to read some of my post and please2 do drop your comments. Thank YOU ! : )

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I just joined Entrecard.com 9 Dec, when I browse ProBlogger.net. Ok, for those who don’t have any idea of what I am talking about. Don?t worry, just read and I ill try to explain.

If you are familiar with Blogrush, then you should get some idea.I was rejected actually by Blogrush claiming my blog is rubbish full of advertisement. Come on every body is doing it ok. Plus, their widget is ugly also.So I give up on Blogrush, and sign up for Entrecard.com.

Entrecard is a relatively new concept of social advertising. It is based on a model of a free exchange network that allows you to display 125×125 ads. The idea behind is revolutionary in terms of being able to earn credits to have your card displayed on a budding network site.

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With Entrecard.com, you can place ad other website,earn credit and attract new user to your blog. It’s a free networking tools that can connect you to thousand of blog in the world and niche. They have statistic showing incoming traffic, reader who want to advertise to your blog and drop their card.

Once you have earned enough credits, you can spend them to advertise your Entrecard on other people’s widgets.
Here is how credits are earned?

  • You earn credits every time someone advertises on your widget.
  • You earn 1 credit every time you drop your card for someone else.
  • You earn 1 credit every time someone else drops their card for you. source

I am using Nuffnang statistic to show you how my traffic increasing significantly after using Entrecard.

nufnang

Ok I admit, my traffic is not that high, but I hope all my friends can help me by visiting again and write some comments hehe

SAMPLE : One of the widget that you can use to display Ad/business card in your website and advertise on others too.

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So, happy placing your card guys, Good Luck

What I like about Reader’s Digest

What I like about Reader’s Digest

Image via Wikipedia

Price at RM 15 and already make my wife keep nagging that her favorite magazines are much cheaper. I always complaint that her magazine only featured picture of artist and gossip only. So, she only buy what i think is best for her.

I just subscribe Reader’s Digest fo one year using my credit card recently,and shh my wife did;nt know hehe. The only reason that i love to read Reader’s Digest is because Laughter is the best medicine. 🙂 . The jokes submitted by other readers make me really laugh I shed tears to my eyes.

Apart from that, RD offers stories about Real life story and tips and everyday heroes. so for me it worth the price. written in simple English, it can surely improves my writing skills. notice some changes 🙂

Ok, here I share one of the jokes that I read :

A driver who was speeding was pulled over by a police officer. After the interrogation, the driver admitted he was a murderer and that he had hidden a gun and a body in the boot.

The worried police officer radioed the station for help. In no time at all, a police squad came.The police chief asked hi to open the boot. the driver complied. After a through check, they were unable to find anything The baffled police chief apologized.”I’m sorry we had to do this, but our officer told us you have a gun and a body in the boot.”

“Ohh, that fool!” said the driver “I bet he told you I was speeding, too!”

RUKQO CHIANG, Taiwan

5 Tips to Stay Alert and Protect Your Security Online

5 Tips to Stay Alert and Protect Your Security Online

A diagram showing the reverse side of a typica...Image via Wikipedia


The threat of Internet fraud is quite real and we need to be aware of scams such as “phishing” and “pharming” where a virus or malicious program can be downloaded to your computer with the intention of stealing your personal information – from credit card information, user ID and password to online banking accounts.
But don’t panic! Here are 5 tips that will minimise your risk of being a victim and unsuspectingly swallowing the bait set by scamsters to steal your identity.

5 TIPS TO PROTECT YOURSELF ONLINE

Watch out for suspicious e-mail or pop-up links.
NEVER click on a URL link in e-mail or fill out forms in e-mail requesting you to confirm or update personal information, even if it threatens dire consequences if you don’t reply.
Even if the e-mail seems to be from a genuine web site or someone you know, call first to check or type the web URL to log on to the site yourself (not from the e-mail). Also, never send your personal information to anyone by e-mail.
Phishing can happen by phone too. You may receive a call from someone pretending to be from a bank or company asking for your personal information. Or the person may inform you that you have been a victim of a fraud. Always verify the caller’s identity first. Credit card companies do call customers if they notice unusual activity on your card but they will only enquire about specific transactions. They will not ask for your account number or personal information.

Protect your computer with anti-virus, spam filters and firewalls.
Update your Operating System and Internet Browser regularly to ensure that you are protected. Use anti-virus software and, if possible, personal firewalls. Ensure your anti-virus software is up to date with the latest signatures.

Scan your PC for viruses and update your browser regularly.
Take some time to visit any popular anti-virus web site to scan your PC. This will alert you to any virus or malicious programs in your computer. You can often download the latest security and critical patches from these sites too.

Be cautious about clicking on pop-ups and free stuff.
Beware of downloading free programs and web content offering to increase the speed of your computer, free gifts, get rich quick schemes, etc.
You may click on these links out of curiosity or simply to read. However, in pharming scams, such content can be programmed to download a virus or malicious program or spyware to your computer while you are browsing. After that, when you type the address of a legitimate website, you are taken to a fake web site. Any personal information you provide at the fake site such as user name, account number, credit card details can be stolen and fraudulently used.
If you share your computer with others, ensure they do not visit such sites and unknowingly download malicious content.

Be selfish about sharing your password.
Online fraud frequently occurs when someone has compromised the security of their password through sharing. Do not share your password with family, relatives, friends or anyone, however harmless and convenient it may seem at the time. Your password is the key that opens the lock to your personal information and should be guarded as safely as your car keys.

Finally, always clear your cache each time you logout after an Internet session. This is especially important if others have access to your computer or you use a computer in public places such as Internet cafes.
Well, it’s easy, isn’t it? Just take these five steps to enhance the way you protect your personal information and ensure your Internet experience is enjoyable.

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