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CIMB Click Pishing and SMS Alert

July 2nd, 2008 | 5 Comments | Posted in online security

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A few months ago, Muridi Mohammad from Perlis was shocked when his money has been missing from his CIMB account.He received an SMS telling him he had won RM14,000 in an Akademi Fantasia 6 (AF6) competition. All he had to do to claim his winnings was to telephone the number given.

When he called, a man claiming to be from Astro asked for Muridi’s bank account number to deposit his winnings. Though he was hesitant, he did so. Fortunately he had enough sense to give an account with little money in it.

“I gave him the account my tenant uses to pay the rent.” The CIMB account had a balance of just over RM300.

Although this case is not new, but this poor Ustaz still want to try his luck. He just gave his account number just to see wether the scammer will deposit money or not. But it turns out, the scammer manage to withdraw money from his account two times. About an hour later he checked the account and found that two payments of RM120 had been made to “I-PYMT TO COLL”.

The BIG question here, how this criminal manage to withdraw money just using user account’s number. Really strange. I think this guys are really professional,even CIMB never release a statement about their system flaw.So just use thumb rule, if the offer is too good, then it is a scam. Don’t try to outsmart them. Maybe your are dealing with international criminal :).

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Maybank Visa Debit Card vs Tune Card Visa Prepaid

April 2nd, 2008 | 79 Comments | Posted in paypal, tune card

maybank-visa-debit-card VS tunecard

Hi guys,

I read in the net that Maybank launched a new Maybank Visa Debit Card, I said WOW! that would be great since I have a saving account with them.So, I am expecting free service, easy top up and more shopping at the Internet.   I am glad more local banks start offering Visa debit card facility.

Steven Wong has made a summary about this new card :

To review whether this Visa debit card compatible to PayPal withdrawal, I spend sometimes to read on Maybank website, and here is the quick summary for your info:

- Max daily withdrawal limit: RM5,000.

- Daily accumulated purchase limit is RM500 and you can increase it anytime via bank’s ATM or over the counter branches to RM5,000.

- First four withdrawal is FREE while a service charge of RM0.50 per transactions per card chargeable from the fifth cash withdrawal transaction onwards per month. However, service charge will be waived if your savings or current account has a balance of above RM5,000 at the time of withdrawal or the withdrawal amount is RM1,500.

- Service charge for withdrawal transaction for:

  1. Maybank’s Group ATM in Singapore, Brunei and Philippines: RM2 each
  2. MEPS network: RM1 each
  3. Visa Plus Network: RM12 each

- Existing Maybank ATM card holders can convert their cards with the one time cost of RM12. It is also the same cost for card replacement.

- However, if you used up to 7 years (upon the expiry date, you will get the replacement at FOC).

- Earn 1 TreatPoint for every RM3 purchases.

- No annual fees, monthly interest rates or late charges.

So, since I am a Tune Card user plus have a Maybank saving account, I think it would be good if I compare this two card, rite ?

Below is a brief comparison of our very own Tune card Prepaid Visa Card vs Visa-branded debit card

maybank-visa-debit-card 6511
Product Maybank Visa Debit Card Tune Card Visa Prepaid
Charge/Fees - Service charge for withdrawal transaction for:

Maybank’s Group ATM in Singapore, Brunei and Philippines: RM2 each

MEPS network: RM1 each

Visa Plus Network: RM12 each

Annual fee ; RM 9.99

RM 2 only for Top Up at CIMB Bank, POS Malaysia and BSN

RM 1.15 withdrawals at CIMB ATM machine

RM0.50 only for online top up

Internet Transaction No Yes

Cash Out PAYPAL

NO YES
Top Up Maybank Only Maybank2u,CIMB and POS office

Conclusion,

I better stick with Tune Visa Prepaid Card, Why ? As you can see it is more flexible and Internet friendly. The most important thing is you can withdraw your PayPal money with it.:)

By the way, you can use Maybank ATM card in Petronas Petrol Pump and selected Supermarket so why Maybank want to promote this Debit card instead. I think their business idea for this Debit card is weak because you don’t want to go abroad only carrying debit card right?. At least you must have a spare credit card for emergency.

For me, debit card or Prepaid card is only suitable for Internet transaction. Buy ticket,hosting,domain and eBay online. So if maybank overlook this thing than their debit card will be nowhere compared to by Tune Prepaid Visa Card.

Several feedback that I got :

1. The question now is: Can Maybank Visa Debit cards compatible to PayPal withdrawal? I search on the web and try to find any review on that, unfortunately, there is no review so far. The closest was Uncle FL Sam on his withdrawal to Maybank Visa Credit Card.

So, I called up this morning to Maybank Customer Service to find out the details. The Maybank staff that I spoke to also not sure whether it is workable. After 20 minutes checking and waiting, she told me “NO” for PayPal withdrawal. steven wong

2. I try to add MBB Visa Debit card with Paypal, its not work. The following message will appear…

“This credit card has been denied by the bank that issued your credit card. For details on why your card was denied, please contact your credit card issuer’s customer service department. Or, you may want to try adding a different credit card.”  zahidi

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Activate Your Tune Card at TuneMoney.com

December 18th, 2007 | 47 Comments | Posted in business, making money online, paypal

First of all, I would like to thanks all of my reader since my blog is no 4 in Google search page for the  keyword “tunemoney”. That is after Tunemoney.com itself. :) As my friend always mention, “What you give you will get back”.

Back to my mission to cash out my paypal account, as mention here. I called Tunemoney.com several time using my handphone at 600 83 7999, but failed. I even email to them since nobody call me for my application status.

After a few days, I got an idea to try to call that number using fixed line,

Walla!,

The line is through. After a few standard procedure question for verification, my card is already at POS office Tesco Shah Alam. The best thing was, tunemoney.com will NOT call you to pick up the card. Just go the appointed POS office after 7 working days.

So my advice, just call Tunemoney.com first to make sure. Rather blindly asking the counter, and your card is still not available. Wasting time and money, right?. Tunecard is still new since my number is 140,and the first person to pick up at POS office Tesco Shah Alam.Even the lady at the counter still got to be assist by her supervisor.

Just bring your IC, sign a few documents and pay RM 3 to them.That’s all. After that sign at the back of the card, and activate it.

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Welcome my Entrecard friends

December 10th, 2007 | 3 Comments | Posted in computers and internet

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First of all, I would like to welcome all my friends especially from Entrecard, happy digging for your credit : ),Please drop your card and will visit your blog too. I would really appreciate if you spend some time to read some of my post and please2 do drop your comments. Thank YOU ! : )

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I just joined Entrecard.com 9 Dec, when I browse ProBlogger.net. Ok, for those who don’t have any idea of what I am talking about. Don?t worry, just read and I ill try to explain.

If you are familiar with Blogrush, then you should get some idea.I was rejected actually by Blogrush claiming my blog is rubbish full of advertisement. Come on every body is doing it ok. Plus, their widget is ugly also.So I give up on Blogrush, and sign up for Entrecard.com.

Entrecard is a relatively new concept of social advertising. It is based on a model of a free exchange network that allows you to display 125×125 ads. The idea behind is revolutionary in terms of being able to earn credits to have your card displayed on a budding network site.

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With Entrecard.com, you can place ad other website,earn credit and attract new user to your blog. It’s a free networking tools that can connect you to thousand of blog in the world and niche. They have statistic showing incoming traffic, reader who want to advertise to your blog and drop their card.

Once you have earned enough credits, you can spend them to advertise your Entrecard on other people’s widgets.

Here is how credits are earned?

  • You earn credits every time someone advertises on your widget.
  • You earn 1 credit every time you drop your card for someone else.
  • You earn 1 credit every time someone else drops their card for you. source

I am using Nuffnang statistic to show you how my traffic increasing significantly after using Entrecard.

nufnang

Ok I admit, my traffic is not that high, but I hope all my friends can help me by visiting again and write some comments hehe

SAMPLE : One of the widget that you can use to display Ad/business card in your website and advertise on others too.

ln

So, happy placing your card guys, Good Luck

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What I like about Reader’s Digest

October 29th, 2007 | No Comments | Posted in business
LogoImage via Wikipedia

Price at RM 15 and already make my wife keep nagging that her favorite magazines are much cheaper. I always complaint that her magazine only featured picture of artist and gossip only. So, she only buy what i think is best for her.

I just subscribe Reader’s Digest fo one year using my credit card recently,and shh my wife did;nt know hehe. The only reason that i love to read Reader’s Digest is because Laughter is the best medicine. :) . The jokes submitted by other readers make me really laugh I shed tears to my eyes.

Apart from that, RD offers stories about Real life story and tips and everyday heroes. so for me it worth the price. written in simple English, it can surely improves my writing skills. notice some changes :)

Ok, here I share one of the jokes that I read :

A driver who was speeding was pulled over by a police officer. After the interrogation, the driver admitted he was a murderer and that he had hidden a gun and a body in the boot.

The worried police officer radioed the station for help. In no time at all, a police squad came.The police chief asked hi to open the boot. the driver complied. After a through check, they were unable to find anything The baffled police chief apologized.”I’m sorry we had to do this, but our officer told us you have a gun and a body in the boot.”

“Ohh, that fool!” said the driver “I bet he told you I was speeding, too!”

RUKQO CHIANG, Taiwan

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