Rebate Application Approved:Blinking Streamyx III

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Please read my previous post here, to get the general idea of what I am talking about.

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Good news :), finally my problem with Blinking Streamyx  is completely solve. My rebate application is approved, and within a month from 23rd December 2007 Hopefully I will get my money back.

I have to check at https://tmbill.tm.net.my.

We wish to take this opportunity to thank you for your continued patience and understanding, as well as extend our appreciation for your continued support of TM. We wish to assure you that we are constantly improving our service and listening to customer feed back to further improve on the level of our service and customer satisfaction

Nurul Ain Mohammed Ghazali

Customer Care Support, Internet Services

Can I consider that as they admit their mistakes ,feel really sorry and they will never ever send a stupid Contractor again? hehehe. Anyway Thanks for the rebate :). Maybe one of their staff has read my blog,mmmm  that’s why..hehehe

Tags: business, Customer, Customer satisfaction, Customer service, Michel Tremblay, Technical support, Telekom Malaysia, Website

Welcome 2008, Goodbye 2007

2007, has a lot of sweet memories. My first  Hari Raya Celebration with my wife, bless with new born child and become a father. I am 28 now, next year I will be 29 ,,yup not far from 30 I guess.

Next year, I have to be ready financially and mentally since I have a daughter now. Beside car insurance, car loan, house loan and study loan that need to be paid, my daughter expenses has to come in. Nursery, pampers, cloths,milk and her teddy bear of course.:)

Hopefully I can handle all that, I have to work much harder now. I will not let her down. Papa loves you Damia.

But just to be in safe site, I have found this great cash advance and payday loans site.  Anything could happen, so if I need fast, unsecured loans in times when I can’t wait for pay day, then there will be no problem. Applying over the internet is a fast way to fund a personal checking and personal account.

So Damia, Papa rather use Payday loans rather than facing situation like bouncing checks, selling personal property or like borrowing money from family and friends.

Tags: business, Credit history, Interest-only loan, Loan, Northern Rock, Payday, Payday loan, Unsecured loan

Islamic Loan, An Introduction

Nowadays most banks and financial institutions offer to a Homeowner loans, a choice of either a conventional loan or Islamic financing. What is the different between this two ? , the simple answer is that both are the same, except in a conventional loan, the purchaser will pay interest, and in Islamic financing, the purchaser will pay a profit.

A common home Islamic financing facility is offered under the Shariah principle of Al-Bai Baithaman Ajil (BBA). In BBA financing, a bank’s customer buys a property from the vendor under an agreement of sale. The bank then, at the request of the customer and with the consent of the vendor, steps in to become a party to the sale agreement by executing a novation agreement between them, making the bank now the purchaser  of the property. The bank’s purchase price is described as the loan facility amount.

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Tags: business, conventional loan, interest rate, Islamic financing