Maybank Visa Debit Card vs Tune Card Visa Prepaid
VS 
Hi guys,
I read in the net that Maybank launched a new Maybank Visa Debit Card, I said WOW! that would be great since I have a saving account with them.So, I am expecting free service, easy top up and more shopping at the Internet. I am glad more local banks start offering Visa debit card facility.
Steven Wong has made a summary about this new card :
To review whether this Visa debit card compatible to PayPal withdrawal, I spend sometimes to read on Maybank website, and here is the quick summary for your info:
- Max daily withdrawal limit: RM5,000.
- Daily accumulated purchase limit is RM500 and you can increase it anytime via bank’s ATM or over the counter branches to RM5,000.
- First four withdrawal is FREE while a service charge of RM0.50 per transactions per card chargeable from the fifth cash withdrawal transaction onwards per month. However, service charge will be waived if your savings or current account has a balance of above RM5,000 at the time of withdrawal or the withdrawal amount is RM1,500.
- Service charge for withdrawal transaction for:
- Maybank’s Group ATM in Singapore, Brunei and Philippines: RM2 each
- MEPS network: RM1 each
- Visa Plus Network: RM12 each
- Existing Maybank ATM card holders can convert their cards with the one time cost of RM12. It is also the same cost for card replacement.
- However, if you used up to 7 years (upon the expiry date, you will get the replacement at FOC).
- Earn 1 TreatPoint for every RM3 purchases.
- No annual fees, monthly interest rates or late charges.
So, since I am a Tune Card user plus have a Maybank saving account, I think it would be good if I compare this two card, rite ?
Below is a brief comparison of our very own Tune card Prepaid Visa Card vs Visa-branded debit card
 |
 |
|
| Product | Maybank Visa Debit Card | Tune Card Visa Prepaid |
| Charge/Fees | - Service charge for withdrawal transaction for:
Maybank’s Group ATM in Singapore, Brunei and Philippines: RM2 each MEPS network: RM1 each Visa Plus Network: RM12 each |
Annual fee ; RM 9.99
RM 2 only for Top Up at CIMB Bank, POS Malaysia and BSN RM 1.15 withdrawals at CIMB ATM machine RM0.50 only for online top up |
| Internet Transaction | No | Yes |
|
Cash Out PAYPAL |
NO | YES |
| Top Up | Maybank Only | Maybank2u,CIMB and POS office |
Conclusion,
I better stick with Tune Visa Prepaid Card, Why ? As you can see it is more flexible and Internet friendly. The most important thing is you can withdraw your PayPal money with it.:)
By the way, you can use Maybank ATM card in Petronas Petrol Pump and selected Supermarket so why Maybank want to promote this Debit card instead. I think their business idea for this Debit card is weak because you don’t want to go abroad only carrying debit card right?. At least you must have a spare credit card for emergency.
For me, debit card or Prepaid card is only suitable for Internet transaction. Buy ticket,hosting,domain and eBay online. So if maybank overlook this thing than their debit card will be nowhere compared to by Tune Prepaid Visa Card.
Several feedback that I got :
1. The question now is: Can Maybank Visa Debit cards compatible to PayPal withdrawal? I search on the web and try to find any review on that, unfortunately, there is no review so far. The closest was Uncle FL Sam on his withdrawal to Maybank Visa Credit Card.
So, I called up this morning to Maybank Customer Service to find out the details. The Maybank staff that I spoke to also not sure whether it is workable. After 20 minutes checking and waiting, she told me “NO” for PayPal withdrawal. steven wong
2. I try to add MBB Visa Debit card with Paypal, its not work. The following message will appear…
“This credit card has been denied by the bank that issued your credit card. For details on why your card was denied, please contact your credit card issuer’s customer service department. Or, you may want to try adding a different credit card.” zahidi
ADV :
Thanks for the hightlight on my Maybank Visa Debt Review. I am also excited to read from you that, Tune Card actually ABLE to use for PayPal withdrawal.
Thank for the info,
Steven Wong
Blog Marketing’s last blog post..How To Bookmark Your Favorite Blog Posts By Using Share-This
hi steven,
thanks to you too for the review
EL,
it’s up to you now
karulann’s last blog post..A different kind of feeling going back to KL
sksee,
I will give you solid proof that Maybank debit card wont work for paypal or internet transaction, just visit here
manz,
I am not sure since I never try forex, but if it is internet transaction, then Tune Card should be no problem
helpermaster,
hehe sorry to hear that, but as Karulan said, internet transaction will be available after June. Just wait and see
It maybe off topic … but Maybank actually charges RM0.50 for every ATM withdraw after 2nd withdraw in a month!!!!!!!!!!!!!!!!
This is outrageous! You can check on your bank book … it’s perfectly written in a very very small font.
Funny is, other local banks do not make this scrupulus rule.
I am interested at the “credit card” part. Has anyone withdraw into a credit card? How does it work compared to debit card?
I had one Matta Visa Credit Card from EON Bank. I had entered it successfully into paypal withdrawal options without any error, but I am still skeptical if it really works!
Any ideas?
http://mc.890m.com/ppwdraw.gif
hi mc,
thanks for the conformity
i dint see any other debit card need to charge for this:(
LC,
just use Tune Card, top up online only RM 0.50
Beverlys last blog post..A Friendster site for Dogs ?!?
where does it say they charge for top up for mbb debit visa?
did I miss it somewhere.
feel a bit inconvenient.
actually I just renew a card because of forgotten password, now total waste of rm24 already , oh my god!
I should read your blog earlier mar..
I want to withdraw money from paypal,
is true that paypal doesnt accept maybank debit card,
may I know how and where to apply TUne card?
Thanks.
As for Tune Card, you can apply online at http://www.tunemoney.com.
1.Fill in the form
2. Remember all your id,password and 3 answer to your secret question (better to write it)
3. reload your tune card using maybank2u better.you can relaod manually at POS office,CIMB and BSN.
4. After 7 working days, pick up your card at your selected POS office.
5. Activate it
then you can use it .
more info/tips please visit http://www.tunemoney.tl.my
I just through the website of tunemoney, sound good.
but withdraw will charges..
first time apply fee, how much in total?>
is it rm9.90 plus rm3 pos office fee
= total or rm12.90?
i planning that I only wihtdrawn the money after my paypal transfer a big amount to it. so only charge rm1.15 one time ..
for Foreign Exchange / Conversion Fee: + 0.5% not much I think
Yes Rm 1.15 at CIMB ATM per transaction.
Why bother to withdraw the money from ATM, you can use it what..
I pay for my daughter swing at Carrefour using Tune Card.
and it’s easier to Top-up also!
and the charge is for as low as RM 0.50 only!
better stick to TuneMoney!
I have Public Bank Saving account, so i apply a debit card from them,
but sigh..have to wait two weeks!
I afraid after two weeks, I only found that the card cannot use to verify ebay. Any idea?
or I need to apply Tune Money while waiting?
Tune money really works in ebay?
Pls advise, Thanks
How fast it takes to transfer fund from PayPal to Tunemoney account so far you experienced? TIA
That’s great, less than 5 days. I just received my tune card yesterday and waiting 4 the PIN number. I think RM 1.15 per cash withdraw is quiet reasonable… well, cash is still the best.
BTW, is it can be use as a credit card? I mean, just swept and sign the receipt? Is it accepted as long as VISA logo is shown by shop etc? Sorry for the machine gun question, but TIA Bro.
1. great to hear that, remember to activate your card before you use it ok.You can read at my tunemoney.tl.my on how to activate it.
2. Of course it can be use like a credit card provided visa logo is displayed, but remember to relaod the Tune Card with enough cash
what is going on there?
Yesterday I try bank in , I request tac once from Maybank, but I wait so long my hp still dint received the sms, then I click again, who know, the page become ” transaction failed”..oh no i duno what to do,
so I send email to them , tell them my problem but nobody reply me, today I call up lo, no people answer ler..our assistant are currently busy, you will be attended shortly..keep repeat…aiyo…anyone tell me what to do now?
should I email the manger?
ok calm down my friend.
1. how did u relaod, online using maybank2u is it?
if the transaction failed, please check your balance to see if Tune Money already deducted the amount or not ?
2. If your money is still there, then try to reload it again
According to your story, you have problem with maybank2u rite not tune money.Make sure your browser allow pop up from tunemoney.
I follow the instruction all, follow until the bank in part,
and they make me log in to my maybank account.
bcos I thought that the tac didn’t sending so I click on it again lo.
now my username already taken, but i cant login to my account,
so ..how do I check my ordering status?
who should I contact ?
can u give me you hp number, YM id or msn so that I can talk or advise. SO hard lah to explain here.
U have the card or not ? Or you just want to register ?
lankapo
Tune money should feel proud to have you this supporter! :p
glad to hear that…
but i duno what to do..i dun dare login because i left one last attempt only..
so..is it i now have to wait for the card? ..sorry for bothering you again ??Thanks for helping ^^
the best way is to call tune money CS. As I mentioned before you have to write down your all you answer and password and id.
hope it helps. if failed try to visit tune money ceo blog, tengkuzafrul.com
Portal.Helpdesk@tunemoney.com
they said problem have been solved.
cant wait for the tune money card
Thanks lankapo for all the support .
I could not agree more hehehe. Debit card that is not for internet transaction is useless.
Good to hear that. Glad that i can offer a little help. See you around
Yup, You can use Tune Card at petrol pump, just make sure you have enough balance, about RM 250- Rm 300
1. Yes, no other choice, that is the only method that Tune Money use. Please remember your ID,password and 3 answer for secret questions. Write it somewhere. Many people always forgot their id and password when they receive the card.
Just select the nearest post office at your house or office. Collect it after 7 working days. You will be charged RM 3 upon collection.
2. You will be charged RM 3 for the cancellation fee. Anyway why are you thinking about termination before applying
Simple
1 step, you got to have a blog.
2nd step, post entry stuff that you like to write
3rd step, make your friend,family,online friend visit your blog everyday
4th You can make money online through Nuffnang, Google Adsense,PayPerPost.
5. PayPal is your international bank, where you can receive money and pay to other international blogger and advertiser.Sign up now, its free.
So for a start,
Write a blog,
register for mybloglog and blog catalog to increase traffic,
get a Tune Card
sign up for PayPal.
Hope it helps
Now as we know, tune do not issue a statement to us, so if paypal block the account while waiting for a credit card statement to verify, HOW? any ideas.
Its best to use prepaid as then the cash is cash, not cash advance. I have Next G which verified my account but have not tried to withdraw on it, apparently you cant.
You can easily cash out your money from PayPal and the process will take about 3 days. You can use the Tune Card for shopping or withdraw at CIMB ATM.
More info visit my tune card blog : where to find your PayPal verification
Last time I just wondering how i want to withdraw my paypal money to my Maybank accoun……
US bank to transfer paypal money.
nowadays still RM1.15 at work? coz i plan to withdraw my tunemoney money? can tell