CIMB Travel Currency with Elizabeth Tan

CIMB Travel Currency with Elizabeth Tan

During my online transaction with CIMBClick, I usually ignore CIMB advertisement. Not until I saw Elizabeth Tan with a travel bag and a guitar. She is a new singer in Malaysia and popular for her song “Knock, Knock”. At first, I thought that the ad is about Travel Insurance because there is no dollar or euro symbol on the ad. Even though  I did read Travel Currency on the ad but my brain cannot decipher the message and can only see Elizabeth Tan singing with her blue stewardess uniform. 🙂

My point is please put a clear message on your advertisement, men cannot understand   this kind of ad clearly. Please, if you want to promote  Currency Exchange Service, please put Dollar and Euro Symbol or Elizabeth Tan holding a lot of Foreign money bill. Don’t just simply put Elizabeth Tan with guitar and a bag. We , men can easily get confuse. 🙂

How To Buy Currency Online with CIMB Travel Currency

 

Elizabeth Tan CIMB Currency Travel

OK now I can clearly understand by looking at the picture above. Let say if I want to buy One Thousand American Dollar USD 1000 from CIMB Travel Currency can I get Elizabeth Tan number hehe.

  1. First I need to go to CIMB Travel Currency Site.
  2. Select my American Dollar from the foreign money list.
  3. Check the Exchange Rate.
  4. From my survey on 20 October 2015, the rate is quite good
  5. USD 1 is equal to RM 4.28 even though real time QE Currency  stated RM 4.24

 

 

 

 

 

 

 

 

  •  Next screen, my order will be listed. I can also add more foreign currency. Let say I want to buy Euro currency, I just can click Add another currency plus sign.

  • For Collection details, I need to enter my personal details and bank location to pick up my Dollar and Euro money. You can select location from CIMB Branch at all major airports including KLIA and KLIA2.

  • Unfortunately for amount more than RM 5000, CIMB staff will call you first within 2 days to confirm your order and after that you can proceed to make the payment. This to make sure that you a not a scammer.

 

  • Lastly, you final order page will look like this.

 

 

**If you order is below RM 5,000, you can proceed to pay the amount via CIMBClicks or from other bank.

Payment_Option_CIMB

A few reminder :

  1. Please make sure, the person that is going to collect the money at the selected bank must be you and all details are exactly match with the form you filled.
  2. If you want other people to pick it up, it is not possible. You can call CIMB to rearrange pick up time.
  3. You have 60 days to pick up the money you ordered, so please plan wisely.

Western Union Offline, DBS Singapore to the Rescue

Western Union Offline, DBS Singapore to the Rescue

Remember when I wrote about Western Union with TEB bank in Turkey to send money to Malaysia. Well, now they do not accept Western Union transfer anymore. I am not sure what is the real reason because the Western Union  sticker is still on their door.

So I tried my luck with Yapi Kredi bank just in front TEB bank. Because I saw Western Union sticker on their wall. The guy at the counter can speak English quite well, and yes they can process my Western Union to Malaysia.

Yapi Kredi Western Union

yapikrediOnly one problem with Yapi Kredi bank, the que is quite long especially office hours. Furthermore I don’t have account with Yapi Kredi bank, so I am not their priority. Sometime I have to wait almost one hour.

But since I have no other choice, I fill my time by playing games on my Zenfone2. This continues for a few months until Yapi Kredi Western Union have a system problem. Imagine you wait for almost an hour and when finally its you turn, the guy at the counter say “sorry Western union OFFLINE”. Yapi Kredi was my last hope to send money, so I walk up to 5 banks to ask about Western Union. All of them gave me the same answer “OFFLINE”.

Then I think to myself, is there any other option that I can use to transfer money from oversea to Malaysia. I already asked before about Bank Telegraphic Transfer from Turkey o Malaysia. The lady from TEB Bank said that it will cost USD 100. So not an option. So my best chances right now is Western Union because the fee for transfer is quite reasonable. But I have to ask everyday when the Western Union system is back online. Which is not practical and time consuming.

DBS Malaysia Remit

Until one of my Singaporean friend here in Ankara offered his help to transfer money from his DBS Bank account in Singapore to my Maybank account. Plus, the commission fee is lower than Western Union around 50 lira. Luckily, DBS is currently have a DBS Malaysia Remit promotion, no charge (S$0) fee for transfer money to Malaysian Bank  till December 2015. You can receive money on same day transfer. So no more walking and waiting to the bank. I just asked my friend to transfer money online, and I will pay him in Lira.

At first we tried to transfer only RM200 to make sure the transfer is successful. I gave him all my Maybank account number, Maybank swift code  and address. Well, its good to have a good friend when time like this.

Moral of the story, make a lot of friends where ever you are. Be nice to them and one day you might need their help.

 

How to Transfer Money from Maybank2u to ASB

How to Transfer Money from Maybank2u to ASB

Back in the old days, queuing at the bank to withdraw money is tiresome. I remember once  when I was in a boarding school in Pekan Pahang, I have to run back to my hostel because I forgot to bring my identification card when already at the bank.

I have no other choice but to run because bus will take a long time and the gate will be close around 5 pm . Taxi, hello.. I am a student and probably the money I have at that time is 70 cents, enough to get to the bank by bus. Can you imagine, I ran back to my hostel, took my IC and retun back to the bank. The distance between my hostel and bank around 2km. Fuhh. I must be really fit that time haha 🙂

Nowdays, we are so lucky that bank use online transaction like Maybank2u and CIMBclicks.

Maybank2u and ASB

Today, I just want to share on how to send money to Amanah Saham Bumiputera or ASB. Since I am living abroad, usually I will transfer money to my father using Western Union and asked him to invest in my ASB account at Maybank counter.

Then I read on Maybank2u that I can transfer online to my ASB account. That is good news, I don’t have to trouble my father anymore. I only manage to link my Maybank2u to ASB last September, when I flew back to Malaysia for short holiday. I also have to change my mobile number registered to Maybank2u because the old one already terminated.

It is really important because, I need to receive TAC number for any transaction to be made except for Favorite account. Luckily, I manage to receive my TAC code even I am abroad. I use Umobile prepaid and need to top up every month to maintain the number. Here, my Umobile number is using Vodafone TR network. At first, I was quite skeptical using prepaid number to receive sms from Maybank2u and register  a new line number is not an option. Even the guy that sold me the prepaid number was not sure, he even call his umobile agent to confirm. The UMobile told him that, I can receive sms from Maybank even I am abroad by maintaining balance RM50 on my phone. It easy to have RM50 balance because I cannot use it here, cannot call only sms.

Lets focus back to Maybank2u and ASB.

Maybank2u ASB Registration

In order for us to transfer money to ASB online using Maybank2u, we have to register our ASB account into Maybank2u. Please have your ASB account book and handphone in front of you during registration.

  • Login to Maybank2u.com and click Investment tab and select “ASNB Unit Trust” from the menu.

  • After that click “Add” to Register your ASNB Account

  • After that, select “Amanah Saham Bumiputera”, click continue and Request for a TAC Number

  • Next page will be Declaration page. You have to check acknowledge the terms and conditions. There a a few important details that you need to aware :
  • Service fee for transaction money to ASB is RM 1 plus 6% GST = RM1.06. NOT 6% from the amount that you transfer to ASB. 6% GST is only charged from Service Fee only.
  • Transaction after 5pm will be considered as next business day transaction.
  • You can transfer money to third party account ASB holder. Let say you register your wife or children ASB account.

  • After you click next, you will be presented with online form like below. Key in your Membership No(ASB Account number), Membership ID (IC Number) and Type along with your Name and click “Continue”

  • Make sure you refer to your ASB account book, your name on the book and maybank2u must be the same. Confirm all the details displayed and fill in the TAC code received. Click “Confirm” to continue.

  • When the Confirmation Status page is displayed, keep the record for your reference. Your registered ASB account will be pending for approval. Usually it will take 36 to 48 hours. You can transfer money when you get Active green status.

How to Transfer Money from Maybank2u to ASB

When you account status is active, you can transfer money to your ASB account. Follow the steps below:

  • Select “ASB Payment” from the top sub menu
  • Select the account for payment from the dropdown list and click “Continue”
  • Next is declaration page, please read and understand the Declaration. Check the box to acknowledge the terms and conditions. Click “Next”
  • Key in the amount you would like to invest and select the account you wish to make the payment from in the dropdown list. Click “Continue”
  • Confirm the details of the transaction and click “Confirm”
  • When the Payment Status page appears, click “Print Receipt” and keep it for your future reference. If any problem with the transaction, Maybank will reimburse your money not ASB.
  • It will take 1 or 2 business days for the money you transferred to available on your ASB account, so be patient. My advice, try transfer with small amount. Then check, how long it will take or are you facing any problem during transaction before you can proceed with larger amounts.

That’s all for now tutorial sharing from me. Hope you can invest and save money in your ASB account thru Maybank2u. Good luck.

 

3 Steps to Activate WhatsApp Call

3 Steps to Activate WhatsApp Call

Hi Guys,

Last January I post about WhatsApp Web on Chrome, but now you can also open WhatsApp web with Firefox.
Good news, you can now call for free with WhastApp, its kindda Skype thing but not video yet. You can save a lot of money with it. You can make international calls to your family for free.
As long as you have the latest WhatsApp Version and internet connection. It is easy to setup.

3 Steps to Activate WhatsApp Call

  1. Get latest WhatsApp at WhatsApp Android.
 2 . Download WhastApp APK file and Install in your handphone.
 3.  Last step, ask your friend that have WhastApp call to call you. After that you will see a new menu like below:

(more…)

How To Use WhatsApp Web Online on Chrome Browser

How To Use WhatsApp Web Online on Chrome Browser

Hi everyone,
I just want to show you guys on how to setup your WhatsApp on your computer. It is easy to setup your WhatsApp Web Online. You just need Chrome browser and latest WhatsApp.

Most Awaited Features : WhatsApp Web

WhatsApp announcement on WhatsApp Web is a big relief as more user tend to convert to Telegram. This features is a long waited by WhatsApp user. Before this, user have to install Android emulator just to get WhatsApp online on their PC. Which I already did. But it just too slow and always hang.
Maybe this features is a little too late compare to other phone messaging app such as Telegram and Wechat. But bare in mind, WhatsApp is the most popular messaging app with its user up to more than half billion  active user around the world. So this is a good start. Better late than never.
 
You can type easily, share file, links and picture to all your WhatsApp friends. No more peeking at your hand phone to see message from your friend or group.

How to Use WhatsApp Web Online Chrome Browser

1. Make sure you have latest updated WhastApp on your phone. The latest WhatsApp have WhatsApp Web menu when you click on the menu setting. If you dont have this menu, please download and install from Google Play or WhatsApp download page.

Make sure you backup all your data and message history before you install latest WhastApp.

2.  WhatsApp Web is only support by Google Chrome. So for now Firefox or Opera even  Internet Explorer are not supported yet. Maybe soon they will add it.

You can download Google Chrome here.

3. Then go to https://web.whatsapp.com/ on Chrome browser. You will see a QR code and instructions on how to open WhatsApp Web menu on your phone. For Android and Window Phone user, you just need to open WhatsApp, click menu and find WhastApp Web menu.

For Blackberry , you need to open WhastApp, go to chats, click menu and find WhastApp Web menu.

For Blackberry 10 smartphone, Open WhastApp, just swipe down from top of screen and find WhatsApp Web menu.

 

  4. When you click WhatsApp Web menu, scan QR code on your Chrome browser. Make sure you fit the QR code in to your scanner and heard a click sound. This to ensure that you log in.
scanQR
5. You will see interface like below if you successfully log in to your WhatsApp Web account. You can turn on Desktop notification. You also can see Chat History, Video and Voice message online. You can see Group chat on your left menu. Plus you can share video,image and link from your computer to your whatsapp friend. Awesome!

 Still New and Need Improvements

There are few lacking features in WhatsApp Web, such as :-

  1. You cannot easily forward picture that you receive. You need to download it first and re upload it back to send to other friend.
  2. You cannot directly change profile  status and picture online. You need to change it on your phone. Then it will sync online.
  3. Admin group cannot add or modify data online and even normal user  cannot leave or create group online
  4. You also cannot delete or clear chat history.
  5. iOS is not supported yet.

Beware of Hackers

LogOutWhatsApp

You should realize that by using WhatsApp online, you can expose your account to potential hackers. Especially if you use your computer at office or in public places and left it. So make sure it is password protected when you left your computer.

Make sure after you are done using WhatsApp web, log out from all computers to avoid access from third party. It is very important, because you don’t want your sensitive picture and video falls to the wrong hand.

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