Apply Visa Debit Card at Tune Money.com
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First of all, this is no post per paid just sharing my experience with all my reader, because sharing is caring. 
To those who didn’t know, Tune Money is part of Denis Melka, Datuk Tony Fernandes and a few business entrepreneur new product. Together with Tune Hotel, and Insurance targeted for people like us. I am quite admire Datuk Tony Fernandes business vision following his huge success creating Air Asia, a true entrepreneur.Now everybody can fly !
Ok , so lets move to our topic, why Debit Visa at Tune Money ? Simple
- •Instant online approval*;
•Easy access – you don’t require an existing bank account to sign up;
•Cash withdrawal at ATM machines worldwide;
•No income checks;
•No credit checks;
•Easy reloading options;
•No late charges;
•No financing charges;
•Affordable annual fees;RM 9.99
•No bills arriving at the end of the month;
•View your transactions online, real time;
•Exchange rate markup of only 0.5% (others may charge you a lot more – check it out for yourself if you don’t believe us);
•Security – if you lose your card, one quick phone call ensures that you do not lose your money. Whilst cash lost, is lost forever;
•Privacy – we adhere to stringent regulations for customer privacy, authentication and identity verification
and BLA BLA actually:the real reason why I sign for this Visa Debit card is for my PayPal account. I need to use Visa to cash out my money from PayPal. PayPal only accept Visa to make the payment. Since I validate my PayPal account using my Mastercard CIMB, so TuneMoney.com is the answer.
What is Visa Debit Card ?
It’s actually quite similar with a credit card, in term of usage. But, you have to bank in the money first before using the card.Simpler words, you have to got the money LOL in the bank. Whereas, credit card, you have the credit limit and you can use it as you wish.But you have to pay every month to the bank. So, Visa Debit Card is the best way to bring small amount of cash.
There are a few bank that offer Visa Debit Card, such as Public Bank Visa Electron Card and BSN Matrix Debit Card , from personal experience applying for Public Bank Visa Card, just forget it. After sending all the document required, not any of the staff contacted me for approval or confirmation. I thought my application is rejected until I read on LiewCF blog that you have to attached Pos Money around RM 50. It’s not even stated in the website.
The 5 Minutes Process!
ANybody can apply for this card, even a student (>18 years old ), factory worker ,postman hehe since no document is required even your IC.
- Go to http://www.tunemoney.com/
- Click ‘Apply Now’.
- Key in all your profile info, name, address,telephone no etc. Dont forget to choose where Post office you want to pick up the card. My advice, the one is near to your house. For my case, I chose Post Office in TESCO Shah Alam, its near my office
- Next step, you have to bank in some money to your account.You can pay by online (FPX) using Maybank2u or CIMBClick, or cash at counter(POS Malaysia,CIMB or BSN). Minimum payment is RM50. So, RM 50 it is hehe nothing more nothing less
The card will be ready in a week, so after that you have to go the selected POS Office. (Notification: maybe they will call you, i will update on that)
Before using the card, you have to activate it.
To activate your Card via www.tunemoney.com, you will have to first log-in with your user ID, password and security question, then follow the steps in the card activation section, and key in the card number and expiry date. Once verified by our system, the Card is activated.
Anyway, If you still not sure please read Tunemoney.com terms and service here
ADV :
December 9th, 2007 at 12:41 pm
Kenapa cari yang jauh2 padahal yang dekat ada. Apply aje Visa Debit card dengan Public Bank - jauh lebih mudah. Boleh digunakan keluar duit melalui ATM.
December 9th, 2007 at 12:51 pm
Sharing is caring:
Kena attached Pos Money around RM 50? Takde plak camtu. Taktau le, kok peraturan baru, tapi dulu tak kena attach apa2pun.
Abg dulu apply melalui Website Public Bank. Hantar maklumat melalui pos - no money attachment. Lebih kurang 10 hari dapat surat dari dia orang - buat pengesahan diPublic Bank terdekat dengan tempat tinggal.
DiBank, masukan deposit sekurang2nya RM50. 10 hari kemudian dapat kad melalui pos juga.
Dapat kad, apa lagi? Terus verify diPayPal.
Sekian, adanya.
December 9th, 2007 at 1:54 pm
tu lah bang, masalahnya takder reply…kena reject ker apa ker…so assume lah kena reject jer lah hehe
December 13th, 2007 at 1:59 pm
Ya , saya ada dengar pasal tune money melalui siaran radio .
Baru2 ne saya ada apply secara online , masih menungu jawapan lagi.
harap harap tune money bakal berguna kapada sesiapa yang sering travelling kelak.
December 14th, 2007 at 12:10 am
hai senyum99 :),
yup say apun baru apply, shud be this week diaorg call untuk ambil kad tu di pejabat pos shah alam
I will keep u update
December 18th, 2007 at 5:18 am
[...] to my mission to cash out my paypal account, as mention here. I called Tunemoney.com several time using my handphone at 600 83 7999, but failed. I even email to [...]
December 18th, 2007 at 6:22 am
[...] to my mission to cash out my paypal account, as mention here. I called Tunemoney.com several time using my handphone at 600 83 7999, but failed. I even email to [...]
December 31st, 2007 at 6:22 pm
[...] more click here [...]
December 31st, 2007 at 6:53 pm
[...] more click here [...]
December 31st, 2007 at 6:54 pm
[...] more click here [...]
January 7th, 2008 at 8:03 am
Servis tune money so bad..reload melalui pejabat pos banyak masalah..duit saya tersangkut dari 17/12/2007 sehingga ke hari ini . Wang tersebut masih belum dimasukkan kedalam akuan tune money saya…tidak tahu tersangkut dimana?????
January 8th, 2008 at 3:45 am
mfs,
is that true..hmm tak pernah pak reload pakai pos ni.
Masa nak ambik kad pun,kerani kat kaunter pun macam confuse tak reti nak guna, so maybe ada lah tu yg tersilap masuk tuh
cara nak selamat pakai online jerk lah nak top up
January 17th, 2008 at 5:51 am
January 22nd, 2008 at 2:42 am
can somebody help me clarify this
i just now made the online application for tunecard. at the step 5, i use fpx as my option of payment. My problem is, my stupid firefox browser block the popup from cimbclicks. And i cant find "return to fpx" button. so i just close the window as it. Now i dont know, what if the status, because i didnt see the last step, And when i login to tunemoney and click on tune card, i need to reenter the form, which meant i need to repay..
how? can somebody lead me?
January 22nd, 2008 at 3:11 am
elo faizul,
you better chek your cimb account whetver you have made the payment or not. From what I see, you still not made any payment and better resumbit the form again. Make sure you firefox allow pop up from cimbclick, ok and make the payment.
January 23rd, 2008 at 4:17 pm
January 25th, 2008 at 4:43 pm
Looks likes this card is getting some attention, but, atleast Visa Electron didnt charges for cahs reload..
Here are my cents:
Tune MOney really should not charge RM2 whenever we have to reload the card.
I have a Visa Electron, it cost higher than Tune Card, and it requires higher minimum balance in the card. But atleast they didn’t charge any extras when i want to reload my card, or when i want to buy things from amazon.com or ebay.com, which requires currency conversion to USD..
As for the other card, which is MOL Freedom Card by Eon bank, very bad customer service, and they have charges on currency conversion and card reloads, but atleast EON Bank allow a free cash reload if i choose to reload it via EON Bank counters..
Back on Tune Card, the card design looks terrific, i loves especially the colour of the card, unfortunately, i don’t think that i can ever afford the RM2 reload fees.., so, not until Tune Money think of something that will benefit consumers like me, else, i don’t think that i can give Tune Card a try at all..
January 26th, 2008 at 12:43 am
hi Ian,
Thanks for your 2 cents, I can see that your main concerns is the RM2 hehe.
I prefer to top up online and they will charge you only 50 cents.
Tunecard is a "no frills" service just like air asia. Not every one need the same service.
I use this Tunecard to cash out my paypal money.
one question, since I never use other debit card before.
Are there online, you can check your account online?
February 13th, 2008 at 3:08 am
I’m experiencing the worst customer service from a financial service institution in the form of tunemoney. The system works fine, really. There is basically no hidden cost whatsoever for your transactions. And you can easily reload your money using FPX which only charges you 50sen. Im actually a very satisfied Tunemoney customer.
BUT!
When there is a problem, the customer service sucks BIG TIME. Let me explain. I’ve got a problem with my FPX transaction when i tried to reload my Tunecard. My bank account has been deducted, but my tunecard has not been topped up yet. I immediately sent an email to them regarding the matter. I thought it would take 2 working days to reply (as stated in the automated responce mail). Then after 3 days, i sent another email to assist@tunemoney.com since my account have still not been topped up. Still no response.
Then I call my bank about the transaction. They’ve checked and confirmed that the transaction was successful. Even CIMB (the one handles tunemoney’s money) have confirmed to received the transaction. Only tunemoney have not been reporting the transaction. Again, tried to send another email. Failed. Something about a full inbox. Got fed up and called the 600-83-7999 no. Maybe this time we can settle this once and for all.
I called and the operator takes his/her own sweet time (he/she sounds like a fag) asking about my details, while being fully aware that I’m being charged 78sen/min for the call. Ask me to spell my name, taking down numbers slowwly, etc. After that, i got down to business and tell him/her about the problem. I thought right there and then this could be settled. I mean, just check about the money and topped up my account already! He/she/it said that someone from the card dept will call me within 7 working days. 7!! What in the world??? Why dont it just direct me to someone in the card department in the first place??!
Really got pissed off. Tunemoney is really a great service which everyone should enjoy but they REALLY REALLY NEED TO IMPROVE THEIR CUSTOMER SERVICE.. I guess that’s how they make money, which is from premium customer call charges. At least please make the customer service worth the money spent on the charges.
February 13th, 2008 at 8:14 am
ewan,
How much actually u bank in?
wahhh ni betul2 marah ni
They some time have major glitch in their online transaction. Last month I saw my account has - Rm 225. it can go crazy. But it only last for one day. Then it back to normal again.
So sorry for your experience, you better complain direct to their CEO Tengku zafrul. I think you can find his email/blog on my post. Yeah I agree with you, customer service should be improve.
February 14th, 2008 at 1:09 pm
Hi
Did TuneMoney notify you when the card is really for pickup? Until now, I still haven’t got any call from them It has been 10 days.
May I ask, for reload, how many days it takes effect? Can use the card to buy things the next day of reload?
February 14th, 2008 at 2:23 pm
My problem have been solved.
Guess i was being a bit emotional about the whole thing. Stress sket ar. heh
Nway, Tunemoney/tunecard is a really great product to have and I would still recommend my friends to have it.
Just dont ignore the importance of customer service, and it’ll be PERFECT.
February 15th, 2008 at 12:29 am
hi Jess,
Tunemoney will not notify u, u should just go the your selected post office after 7 working days. to be safe, just call Tunemoney.If you use online reload, it should be immediately. If by POS , it takes several days.:)If u r unlucky, might takes several weeks hahah.
ewan,
haha biasalah darah muda. U should read my complaint about streamyx, abis aku kutuk TM haha. Until I got the rebate.
Terus puji balik hehe
February 20th, 2008 at 2:03 am
Hi,
Start guna dari Disember 2007 setakat ni okey je guna kad ni, isi minyak n shopping ok je
top up guna online CIMB pun ok semua ok tiada pun ko maybe belum kot so ok je…
February 20th, 2008 at 2:41 pm
hi am,
bagus lah kalau banyak memberi manfaat. Musykil sket nih, aku cuba pakai kat pam minyk shell tapi tak bleh lah..ke balance tak memadai
ko pakai ok yerk?
February 25th, 2008 at 3:38 pm
hi,
i enroll for tune money last week.Now i went to cimb bank to pay the 50RM for processing but the bank staff said they never heard TUNE MONEY and ask me to copy the site and submit to them.I only have the reference number from tunemoney.How to pay this 50RM if no body knows what im talking about?Somebody please tell me how and where to pay Tune Money 50RM.
Please email me at leiffasher@gmail.com, i need this tune card to be process as soon as possible.
Thank you.
February 25th, 2008 at 3:51 pm
hi asher,
first of all welcome to my blog.
second,
Tune card is a new product I guess, so maybe that CIMB staff of that branch are not aware about this Tune Card. So, they are other way that you can pay the processing fee. I suggest you use online banking using maybank2u or CIMB clicks. Or pay at Pos Laju Malaysia. But they will charge you.
February 28th, 2008 at 2:55 am
I would like to know how to cash out my paypal account into my Tune Money card?
February 28th, 2008 at 9:07 am
hi awan,
Do you have a PayPal account? Did you verify it ? if yes, What type of credit card did you use ?
PayPal only allow us to cash out our money into visa card. So Tune Card is my alternative since it is a Visa Debit Card.MAybe you should visit here for more info
February 29th, 2008 at 1:22 pm
February 29th, 2008 at 4:20 pm
March 2nd, 2008 at 1:37 am
hi lankapo: how to call that number? I really can’t figure out. I just pick up the phone and dial but it says invalid number all the time! help!
xin’s last blog post..Genki Sushi in One-Utama
March 2nd, 2008 at 3:26 am
hi xin,
maybe you did not pay the bills hehe *-* just kidding
if you read my other readers comment, they have no problem calling TUNE MONEY , just use fixed line/land line xin
March 3rd, 2008 at 6:37 am
Hi. I’m from Tune Money and I was amazed to find this site. Thanks for the good PR and customer service. Just to let you know though, we’re a prepaid card, not a debit card (there’s apparently a difference and Bank Negara is sticky about this).
I apologise for any inconvenience you may have experienced so far - if you find it difficult to get through to us, a comment at my boss’ blog (http://www.tengkuzafrul.com) will usually do the trick.
We’re doing our best to give you something that’s not available in Malaysia yet, for the lowest possible cost. Kalau silap please bear with us, OK?
Cheers!
March 4th, 2008 at 7:08 am
hi Jenn,
Wahh it’s a great pleasure to have you here :). Finally someone from Tune money visit my blog.
Good PR and Customer Service ? hehee no lah. Just explaining to my readers that’s all.
March 14th, 2008 at 3:34 pm
kenapa lah nak bayar mahal call no. 600 diaorang tu, dial aje 0333267999. huhu..
March 15th, 2008 at 1:04 pm
bro,
betul ker tuh, ke ko main belasah jerk hee
March 18th, 2008 at 5:31 pm
How possible for a person leaving out side malaysia to get this card?
I once lived in malaysia and still have a maybank account to pay and reload online…But how do I get one?
March 23rd, 2008 at 1:56 pm
I was just wondering something…1. Sending money from Paypal to Tunecard = charge USD 5.2. Tunecard will charge = $ or % from the amount drawnJust want to verify the last bit before jumping in to get the card.
Jaselee’s last blog post..When We Were Young And Dumb
March 24th, 2008 at 5:48 am
hi Jaselee,
1. Paypal will charge you usd 5 to cash out to visa card/tune card
2. From my experience, Tune card did not charge from the amount drawn, if you want to double check just ask tune card ceo
tengkuzafrul.com
March 26th, 2008 at 6:03 pm
To know your card is ready or not, just login to your tunemoney.com account and if you see as this snapshot below, that mean your card is ready to collect at Pos Office, is that easy.
http://fotoria.com/tune.gif
March 31st, 2008 at 8:10 am
ermhhh macam mana nak apply ek?
April 2nd, 2008 at 5:17 am
Slm sejahtera.
TQ for your info. I memang nak sgt apply debit card , apply kat Pbank, senyap je, dia org tak feedback pun, tak layan la tu. Tu tu smlm , i terbaca your blog, this morning terus je , i apply. Lega rasanya, bolehlah i verify i punya akaun paypal.
TQ:)
eidawati’s last blog post..Boikot…..Boleh Kot!
April 2nd, 2008 at 7:07 am
sharun,
pls log in to tunemoney.com to apply for the card, senang jerk
eidawati,
u are the very the welcome
nice o hear that
if u have any problem with the application just let me know ok
April 7th, 2008 at 2:58 pm
i want to have cash for free on my visa electron now am a ugandan.
April 12th, 2008 at 10:03 am
May 28th, 2008 at 8:54 pm
is’t the tune money only for the malaysian. and how i pick up my card in post office. the problem is right now i’m staying in singapore. and decide to pick up my card in johore bahru. are they will call me outside the country.
May 28th, 2008 at 11:15 pm
joey,
no they will not call u, because they are so lazy
just go straight away to your selected pos office after 7 working days.
hope it helps
lankapo
June 1st, 2008 at 8:33 am
Everyone should apply for Tune Money. It doesnot matter what job whether high or low salary. Get high paid salary job in oil industry. Go to http://jobcareerlife.blogspot.com/2008/05/get-high-paid-offshore-oil-rig-jobs.html
http://jobcareerlife.blogspot.com/2008/05/job-search-job-oppurtunities-employment.html
August 1st, 2008 at 3:00 pm
help me lorh…
im da apply card ney…
mslhnye i forgot my pswrd when im nak active my card…
soalan lazim pown i tak ingat…
so my account da kena block…
card i until now x bole active lagi…
mcm mane i nak buat…
someone please halp me…
how can i active my card???
August 1st, 2008 at 3:25 pm
@ babyfieza - rilek2 ok…first of all, dah klik ke forgot password or id ?
pasal byk sgt u dah lupa ni, better u call saja Tune Money Customer Serivce ok
603 - 2092 8555
Operating hours: 8:00 am to 11:00 pm daily
tips from me ;-
pilih jawapan utk secret question yang senang2 aja. ok
lankapo
August 14th, 2008 at 6:06 pm
hi lankapo, i just accidentally read your blog, huh, now I only know you apply public bank visa electron before, bad sound like a bad experienced..
I am not sure later when I get mine, will have problem or not..
August 15th, 2008 at 9:11 am
carol,
yup maybe my mistake, I should send it to the bank and ask for more info.Instead just blindly sent to the address without knowing that I need to pay certain amount of money for my application to be processed.
August 15th, 2008 at 11:45 am
ya..okay, anyway , thanks for the reply too
August 30th, 2008 at 10:08 pm
ecuse me..i’m having a problem with tune money’s website lately.xboleh msk.
does everybody else facing the same problem?coz i need to verify my paypal acc here
September 3rd, 2008 at 7:44 am
hi epcism,
MM biasa lah tu, kadang-kadang dia ada mengong sket hehe. Kejap je tu. Ok dah rasanya
September 8th, 2008 at 10:15 am
betul tuh mengong tul tunemoney, nak kena tune kepala diorang nih.
Aku reload dah 5 hari ni tak masuk2 lagi, adeh…
customer services dah telefon sampai 3 kali.
Mula-mula kata dalam 15 minit boleh clear, pastu cakap next day after 4PM, nih suh email plak, bila mau clear da..
sib baik bulan pose…
September 8th, 2008 at 2:50 pm
@ lanxp - biasalah tu..nasib tak baik memang kena. Next time ko call CS , cakap je ko dah post kat blog ceo dia and will call him personally kalau tak setel jugak…gertak sket bro
September 14th, 2008 at 12:50 pm
mate , i owe u one. when i’m very desperate to find a way to get my money into pay pal, and thanks to you, i know how but applying tune money…cheer’s mate….
September 14th, 2008 at 1:09 pm
@ Muaz - No problem bro. But you should know tha you can only cash out money from PayPal bro using Tune Card. Not put in money to PayPal
September 14th, 2008 at 8:40 pm
Hi Bro,
I have been withdrawing my PayPal fund which transferred to Tunemoney and cash it out through CIMB Bank with hassle free 2 times already. You can see some screen shots <a http://kotoh-income-report.blogspot.com/2008/09/my-july-and-august-online-income-report.html“>here</a>. I think cannot withdraw my PayPal fund until now if I didn’t found this info from your blog. Thanks a lot bro!
Public Debit Card? 3 months already I apply, but still no reply. I think just forget about it lah. Anyway, I think you could make money from them if put some aff link here if they provide one. Above link is not aff link rite?
September 15th, 2008 at 9:46 am
saya ader card visa bsn boleh x verify kt paypal, saya nak masuk kan duit pada paypal
September 15th, 2008 at 12:48 pm
@ Azri - salam azri. Sorry lah bro. Kad Visa BSN ni lagi lah tak buleh pakai hehe. Dah ramai yang complaint. One more thing, you cannot put your money into PayPal using your card.You can only cash out your money from PayPal.
You can pay other online money maker to tranfer their PayPal money to your account.Forum yang dijamin selamat untuk mencari dealer http://www.cyberwang.com
September 19th, 2008 at 7:17 am
i want to get one of your debit
cards but i only have one way to
pay the fees and make deposit to
the card which is virtual card
(gift card) can i do this through
you . thanx
September 19th, 2008 at 3:43 pm
sy mmg dah lame nk pakai debit card tp tak tau mane nk mule…ade bace kat web tune money…nmpk mudah…
nak tanye…kalo sy nak purchase ape2 barang dari overseas blh x? pastu nk masukkan bonus skali dalam card tu..blh keR? sy teringin nk join vemmabuilder…ade pape suggestion x…tq
September 20th, 2008 at 12:30 pm
@ zarra - Hi zara. Tune Card boleh di gunakan untuk mebeli barang secara online, cuma pastikan bakinya cukup sahaja. Bonus gaji ke nak masukkan dalam Tune Card ? Boleh explain tak . Vemma builder ni saya kurang pengetahuan lah, so tak reti nak komen
thanks zara
September 20th, 2008 at 12:34 pm
@ hany - first of all, this is not my debit card. What do you mean by gift card ? Could you explain more, thanks
September 23rd, 2008 at 2:19 pm
Saya dah 9 bulan guna Tune Card, So far, not bad. Pernah membeli barangan dari ebay menggunakan Tune Card - langsung tiada masalah. Sejak punyai Tune Card saya jarang bawa duit banyak kalau nak shopping. Nak tanya, RHB Cash Connect yg baru dilancarkan ada verify Pay Pal ke? Apakah lagi keistimewaannya yg lain..TQ
September 23rd, 2008 at 11:03 pm
@ seed - I wish I could answer your question.Unfortunately I never try RHB Cash Connect.Anyway, I will try check it out for you ok.Thanks for drop by.
September 26th, 2008 at 9:00 am
Tertinggal satu perkara , satu hal yg buat saya unhappy, hampir 9 bln guna tune card, sampai sekarang masih belum terima pin code. Dah berbuih mulut call cust. service, diaorg ckp nak htr, tak dpt pun. Pastu kelmarin call semula, diorag ckp nak call balik tp haram belum lagi. Camne tu?
October 2nd, 2008 at 11:12 pm
utk kad debit visa ne.. antara tunemoney ngan publicbank debit card.. mana lebey bagus dia punya service ek?? mintak penjelasan lankapo ye.. ada apa2 cas x?? cas apa2 laa.. nak apply gak debit kad ne… tapi xpasti yg mana 1.. plzzz help me…
October 7th, 2008 at 12:46 pm
@seed - report jer kat ceo dia. post comment kat blog dia, tengkuzafrul.com. confirm cepat setel.
@budak baru belajar- mm of course lah aku suh ko pakai tunecard, sebab aku pakai ok je. public bank debit card pun ok jugak, tapi detail dia aku tak sure lah.
kalau tune card - setahun charge rm 10,sekali top up rm 50.
masa nak kutip kat pos ofis RM 3. Top up online RM.50
October 8th, 2008 at 2:39 pm
actualy i nak buat debit kad tp tak tau mcmna prosedur nya.. ni nak minta tnjuk ajar dr lankapo ni..
October 8th, 2008 at 2:59 pm
@ Vee - hi Vee. Senang jer, just sign up online at tunemoney.com. Follow the procedures. Any problem just ask ok .
October 9th, 2008 at 12:20 am
bro lankapo.. aku dah apply tune card… nak tanya.. deposit yg pertama ngko wat kat mana hr tu??? 50hinggit kan.. lama x nak tggu kad sampai kat pej pos yg kita pilih??
October 9th, 2008 at 1:00 am
@ budak baru bljr - aku top up mas sign up tu. Online EFX guna maybank2u charge dia 50 sen.
Kalau masa amik kat pejabat pos pun bleh top up.
7 hari berkerja bro. call dulu lah sng nak confirm
October 9th, 2008 at 9:01 am
dear lankapo, a problem about pin code tu is settle now. Telah diposkan dan diterima one day before hari raya.
October 9th, 2008 at 10:26 am
@ seed - oklah tuh. Buleh lah nak keluar duit kat ATM hehe. Ingat hanya CIMB ATM sahaja.Yang lain kena caj RM 10 hehe