Apply Visa Debit Card at Tune Money.com
First of all, this is no post per paid just sharing my experience with all my reader, because sharing is caring. 
To those who didn’t know, Tune Money is part of Denis Melka, Datuk Tony Fernandes and a few business entrepreneur new product. Together with Tune Hotel, and Insurance targeted for people like us. I am quite admire Datuk Tony Fernandes business vision following his huge success creating Air Asia, a true entrepreneur.Now everybody can fly !
Ok , so lets move to our topic, why Debit Visa at Tune Money ? Simple
- •Instant online approval*;
•Easy access – you don’t require an existing bank account to sign up;
•Cash withdrawal at ATM machines worldwide;
•No income checks;
•No credit checks;
•Easy reloading options;
•No late charges;
•No financing charges;
•Affordable annual fees;RM 9.99
•No bills arriving at the end of the month;
•View your transactions online, real time;
•Exchange rate markup of only 0.5% (others may charge you a lot more – check it out for yourself if you don’t believe us);
•Security – if you lose your card, one quick phone call ensures that you do not lose your money. Whilst cash lost, is lost forever;
•Privacy – we adhere to stringent regulations for customer privacy, authentication and identity verification
and BLA BLA actually:the real reason why I sign for this Visa Debit card is for my PayPal account. I need to use Visa to cash out my money from PayPal. PayPal only accept Visa to make the payment. Since I validate my PayPal account using my Mastercard CIMB, so TuneMoney.com is the answer.
What is Visa Debit Card ?
It’s actually quite similar with a credit card, in term of usage. But, you have to bank in the money first before using the card.Simpler words, you have to got the money LOL in the bank. Whereas, credit card, you have the credit limit and you can use it as you wish.But you have to pay every month to the bank. So, Visa Debit Card is the best way to bring small amount of cash.
There are a few bank that offer Visa Debit Card, such as Public Bank Visa Electron Card and BSN Matrix Debit Card , from personal experience applying for Public Bank Visa Card, just forget it. After sending all the document required, not any of the staff contacted me for approval or confirmation. I thought my application is rejected until I read on LiewCF blog that you have to attached Pos Money around RM 50. It’s not even stated in the website.
The 5 Minutes Process!
ANybody can apply for this card, even a student (>18 years old ), factory worker ,postman hehe since no document is required even your IC.
- Go to http://www.tunemoney.com/
- Click ‘Apply Now’.
- Key in all your profile info, name, address,telephone no etc. Dont forget to choose where Post office you want to pick up the card. My advice, the one is near to your house. For my case, I chose Post Office in TESCO Shah Alam, its near my office
- Next step, you have to bank in some money to your account.You can pay by online (FPX) using Maybank2u or CIMBClick, or cash at counter(POS Malaysia,CIMB or BSN). Minimum payment is RM50. So, RM 50 it is hehe nothing more nothing less
The card will be ready in a week, so after that you have to go the selected POS Office. (Notification: maybe they will call you, i will update on that)
Before using the card, you have to activate it.
To activate your Card via www.tunemoney.com, you will have to first log-in with your user ID, password and security question, then follow the steps in the card activation section, and key in the card number and expiry date. Once verified by our system, the Card is activated.
Anyway, If you still not sure please read Tunemoney.com terms and service here
ADV :
Kena attached Pos Money around RM 50? Takde plak camtu. Taktau le, kok peraturan baru, tapi dulu tak kena attach apa2pun.
Abg dulu apply melalui Website Public Bank. Hantar maklumat melalui pos – no money attachment. Lebih kurang 10 hari dapat surat dari dia orang – buat pengesahan diPublic Bank terdekat dengan tempat tinggal.
DiBank, masukan deposit sekurang2nya RM50. 10 hari kemudian dapat kad melalui pos juga.
Dapat kad, apa lagi? Terus verify diPayPal.
Sekian, adanya.
Baru2 ne saya ada apply secara online , masih menungu jawapan lagi.
harap harap tune money bakal berguna kapada sesiapa yang sering travelling kelak.
yup say apun baru apply, shud be this week diaorg call untuk ambil kad tu di pejabat pos shah alam
I will keep u update
is that true..hmm tak pernah pak reload pakai pos ni.
Masa nak ambik kad pun,kerani kat kaunter pun macam confuse tak reti nak guna, so maybe ada lah tu yg tersilap masuk tuh
cara nak selamat pakai online jerk lah nak top up
i just now made the online application for tunecard. at the step 5, i use fpx as my option of payment. My problem is, my stupid firefox browser block the popup from cimbclicks. And i cant find "return to fpx" button. so i just close the window as it. Now i dont know, what if the status, because i didnt see the last step, And when i login to tunemoney and click on tune card, i need to reenter the form, which meant i need to repay..
how? can somebody lead me?
you better chek your cimb account whetver you have made the payment or not. From what I see, you still not made any payment and better resumbit the form again. Make sure you firefox allow pop up from cimbclick, ok and make the payment.
Here are my cents:
Tune MOney really should not charge RM2 whenever we have to reload the card.
I have a Visa Electron, it cost higher than Tune Card, and it requires higher minimum balance in the card. But atleast they didn’t charge any extras when i want to reload my card, or when i want to buy things from amazon.com or ebay.com, which requires currency conversion to USD..
As for the other card, which is MOL Freedom Card by Eon bank, very bad customer service, and they have charges on currency conversion and card reloads, but atleast EON Bank allow a free cash reload if i choose to reload it via EON Bank counters..
Back on Tune Card, the card design looks terrific, i loves especially the colour of the card, unfortunately, i don’t think that i can ever afford the RM2 reload fees.., so, not until Tune Money think of something that will benefit consumers like me, else, i don’t think that i can give Tune Card a try at all..
Thanks for your 2 cents, I can see that your main concerns is the RM2 hehe.
I prefer to top up online and they will charge you only 50 cents.
Tunecard is a "no frills" service just like air asia. Not every one need the same service.
I use this Tunecard to cash out my paypal money.
one question, since I never use other debit card before.
Are there online, you can check your account online?
BUT!
When there is a problem, the customer service sucks BIG TIME. Let me explain. I’ve got a problem with my FPX transaction when i tried to reload my Tunecard. My bank account has been deducted, but my tunecard has not been topped up yet. I immediately sent an email to them regarding the matter. I thought it would take 2 working days to reply (as stated in the automated responce mail). Then after 3 days, i sent another email to assist@tunemoney.com since my account have still not been topped up. Still no response.
Then I call my bank about the transaction. They’ve checked and confirmed that the transaction was successful. Even CIMB (the one handles tunemoney’s money) have confirmed to received the transaction. Only tunemoney have not been reporting the transaction. Again, tried to send another email. Failed. Something about a full inbox. Got fed up and called the 600-83-7999 no. Maybe this time we can settle this once and for all.
I called and the operator takes his/her own sweet time (he/she sounds like a fag) asking about my details, while being fully aware that I’m being charged 78sen/min for the call. Ask me to spell my name, taking down numbers slowwly, etc. After that, i got down to business and tell him/her about the problem. I thought right there and then this could be settled. I mean, just check about the money and topped up my account already! He/she/it said that someone from the card dept will call me within 7 working days. 7!! What in the world??? Why dont it just direct me to someone in the card department in the first place??!
Really got pissed off. Tunemoney is really a great service which everyone should enjoy but they REALLY REALLY NEED TO IMPROVE THEIR CUSTOMER SERVICE.. I guess that’s how they make money, which is from premium customer call charges. At least please make the customer service worth the money spent on the charges.
wahhh ni betul2 marah ni
They some time have major glitch in their online transaction. Last month I saw my account has – Rm 225. it can go crazy. But it only last for one day. Then it back to normal again.
So sorry for your experience, you better complain direct to their CEO Tengku zafrul. I think you can find his email/blog on my post. Yeah I agree with you, customer service should be improve.
Did TuneMoney notify you when the card is really for pickup? Until now, I still haven’t got any call from them It has been 10 days.
May I ask, for reload, how many days it takes effect? Can use the card to buy things the next day of reload?
Guess i was being a bit emotional about the whole thing. Stress sket ar. heh
Nway, Tunemoney/tunecard is a really great product to have and I would still recommend my friends to have it.
Just dont ignore the importance of customer service, and it’ll be PERFECT.
Tunemoney will not notify u, u should just go the your selected post office after 7 working days. to be safe, just call Tunemoney.If you use online reload, it should be immediately. If by POS , it takes several days.:)If u r unlucky, might takes several weeks hahah.
ewan,
haha biasalah darah muda. U should read my complaint about streamyx, abis aku kutuk TM haha. Until I got the rebate.
Terus puji balik hehe
Start guna dari Disember 2007 setakat ni okey je guna kad ni, isi minyak n shopping ok je
top up guna online CIMB pun ok semua ok tiada pun ko maybe belum kot so ok je…
bagus lah kalau banyak memberi manfaat. Musykil sket nih, aku cuba pakai kat pam minyk shell tapi tak bleh lah..ke balance tak memadai
ko pakai ok yerk?
i enroll for tune money last week.Now i went to cimb bank to pay the 50RM for processing but the bank staff said they never heard TUNE MONEY and ask me to copy the site and submit to them.I only have the reference number from tunemoney.How to pay this 50RM if no body knows what im talking about?Somebody please tell me how and where to pay Tune Money 50RM.
Please email me at leiffasher@gmail.com, i need this tune card to be process as soon as possible.
Thank you.
first of all welcome to my blog.
second,
Tune card is a new product I guess, so maybe that CIMB staff of that branch are not aware about this Tune Card. So, they are other way that you can pay the processing fee. I suggest you use online banking using maybank2u or CIMB clicks. Or pay at Pos Laju Malaysia. But they will charge you.
Do you have a PayPal account? Did you verify it ? if yes, What type of credit card did you use ?
PayPal only allow us to cash out our money into visa card. So Tune Card is my alternative since it is a Visa Debit Card.MAybe you should visit here for more info
xin’s last blog post..Genki Sushi in One-Utama
maybe you did not pay the bills hehe *-* just kidding
if you read my other readers comment, they have no problem calling TUNE MONEY , just use fixed line/land line xin
I apologise for any inconvenience you may have experienced so far – if you find it difficult to get through to us, a comment at my boss’ blog (http://www.tengkuzafrul.com) will usually do the trick.
We’re doing our best to give you something that’s not available in Malaysia yet, for the lowest possible cost. Kalau silap please bear with us, OK?
Cheers!
Wahh it’s a great pleasure to have you here
Good PR and Customer Service ? hehee no lah. Just explaining to my readers that’s all.
betul ker tuh, ke ko main belasah jerk hee
I once lived in malaysia and still have a maybank account to pay and reload online…But how do I get one?
Jaselee’s last blog post..When We Were Young And Dumb
1. Paypal will charge you usd 5 to cash out to visa card/tune card
2. From my experience, Tune card did not charge from the amount drawn, if you want to double check just ask tune card ceo
tengkuzafrul.com
http://fotoria.com/tune.gif
TQ for your info. I memang nak sgt apply debit card , apply kat Pbank, senyap je, dia org tak feedback pun, tak layan la tu. Tu tu smlm , i terbaca your blog, this morning terus je , i apply. Lega rasanya, bolehlah i verify i punya akaun paypal.
TQ:)
eidawati’s last blog post..Boikot…..Boleh Kot!
pls log in to tunemoney.com to apply for the card, senang jerk
eidawati,
u are the very the welcome
nice o hear that
if u have any problem with the application just let me know ok
joey,
no they will not call u, because they are so lazy
just go straight away to your selected pos office after 7 working days.
hope it helps
lankapo
http://jobcareerlife.blogspot.com/2008/05/job-search-job-oppurtunities-employment.html
im da apply card ney…
mslhnye i forgot my pswrd when im nak active my card…
soalan lazim pown i tak ingat…
so my account da kena block…
card i until now x bole active lagi…
mcm mane i nak buat…
someone please halp me…
how can i active my card???
pasal byk sgt u dah lupa ni, better u call saja Tune Money Customer Serivce ok
603 – 2092 8555
Operating hours: 8:00 am to 11:00 pm daily
tips from me ;-
pilih jawapan utk secret question yang senang2 aja. ok
lankapo
I am not sure later when I get mine, will have problem or not..
yup maybe my mistake, I should send it to the bank and ask for more info.Instead just blindly sent to the address without knowing that I need to pay certain amount of money for my application to be processed.
does everybody else facing the same problem?coz i need to verify my paypal acc here
MM biasa lah tu, kadang-kadang dia ada mengong sket hehe. Kejap je tu. Ok dah rasanya
Aku reload dah 5 hari ni tak masuk2 lagi, adeh…
customer services dah telefon sampai 3 kali.
Mula-mula kata dalam 15 minit boleh clear, pastu cakap next day after 4PM, nih suh email plak, bila mau clear da..
sib baik bulan pose…
I have been withdrawing my PayPal fund which transferred to Tunemoney and cash it out through CIMB Bank with hassle free 2 times already. You can see some screen shots <a http://kotoh-income-report.blogspot.com/2008/09/my-july-and-august-online-income-report.html“>here</a>. I think cannot withdraw my PayPal fund until now if I didn’t found this info from your blog. Thanks a lot bro!
Public Debit Card? 3 months already I apply, but still no reply. I think just forget about it lah. Anyway, I think you could make money from them if put some aff link here if they provide one. Above link is not aff link rite?
You can pay other online money maker to tranfer their PayPal money to your account.Forum yang dijamin selamat untuk mencari dealer http://www.cyberwang.com
cards but i only have one way to
pay the fees and make deposit to
the card which is virtual card
(gift card) can i do this through
you . thanx
nak tanye…kalo sy nak purchase ape2 barang dari overseas blh x? pastu nk masukkan bonus skali dalam card tu..blh keR? sy teringin nk join vemmabuilder…ade pape suggestion x…tq
thanks zara
@budak baru belajar- mm of course lah aku suh ko pakai tunecard, sebab aku pakai ok je. public bank debit card pun ok jugak, tapi detail dia aku tak sure lah.
kalau tune card – setahun charge rm 10,sekali top up rm 50.
masa nak kutip kat pos ofis RM 3. Top up online RM.50
Kalau masa amik kat pejabat pos pun bleh top up.
7 hari berkerja bro. call dulu lah sng nak confirm
@ didi – elo didi, sila2 visit blog butuk hamba ini yer
tadi soklan sy apa ek?
sy tanya soklan trus jek off kan comp..
pastu on balik dah tak dek jwpn dr soklan….
apa ek?
saya budak baru blaja..tulung kabo caranya… ;-p
Honestly I still push for Tune Card but I cannot guarantee their CS,
i would like to ask anybody who has experience succesfully to pay for tunemoney registration fee 9.90 and topup via post office or cimb branches and get their tunemoney card 7 days later.
how actualy the method that need to be used? is it using cash deposit form for cimb bank and kiriman wang pos for post office?
mcm ni cite sebenarnya…kami xbrape faham..
duit kami dh bank in… mcm mana kami nk tau duit 2 btol2 dh sampai kt dorg?
btol ke slps 7ari tepat boleh amek tunecard kt pjbt pos?\
mmg xde confirmation ape2 ke?
selamat dtg ke blog aku..
duit korang dah bank in, pakai cash deposit ke ? anyway simpan resitnya ok.
nak kata tepat tu tidak jugak, ada yang lambat sket. Tapi kalau nak chek dulu bleh call diaorg sebelum pergi. Ingat hanya setelah 7 hari bekerja, so cuti tak masuk.
memang takder confirmation, bila dapat kad buleh activate dan tgk baki di online statement.
thanks… love u… mmuuacchhhxxx…ahakks
nnt klu ada soklan nnt, kami tanya sifu…hoho
dapat kad nanti bgtahu ok ke tak
bro, orang biasa pakai debit Tune Card ni untuk keluarkan duit dari PayPal, seanng cerita untuk yang buat duit online la. Kalau setakat nak berbelanja di pasaraya baik pakai credit card bai hehe.Gold card tuh..
Kalau nak top up pakai fpx, make sure ko disable popup blocker ko dulu.Biasanya tu lah antara sebab transaction failed.
p/s: bole e-mail trus kt sini ek.. frenziee_freestyle_m3@yahoo.com
p/s: kt sini pon bole e-mail sy ek.. frenziee_freestyle_m3@yahoo.com
hehe maybe it’s just default form, letak je. bukan diorg cek pun.
so what is your intention to have Tune Card ni ? Any particular reason
bro, dulu initial load pakai apa ? post office ke ? cash deposit ke ? FPX maybank2u ?
klu still takder jugak, u shud call Tune Money Customer Service, diorg will track the money. Just make sure simpan resit or proof of payment. Penting ni.
Untuk verify PayPal, minimum RM 50 lah, senang kira. As PayPal will charge you small amount USD1.90. Tapi selepas verify, PayPal akan pulangkan balik dalam akaun, don’t worry.
saya ada sikit kemusykilan..
kalau kita boleh verify Paypal guna tune money, kena x boleh reload guna TuneMoney jugak?
good question, but I never tried to reload PayPal using Tune Money, maybe you can try and get back to me.
the best debit card ..mm I only use so far Tune Money card so I cannot give fair opinion.
For me its depend on your needs. Whetver you want to use it for shopping or making money online.
If you want to use it for shopping then i suggest Maybank Debit Card, but for PayPal verification, cash out money from Paypal may be you can try Al-Rahji, TuneMoney or Public Bank.
Kata kena pi kat pejabat pos. Tp wat pe yea???
saya dah apply online tune money ni…tp kompius sikit, saya
ingat nak buat initial reload kat BSN.. tp tak tau bila saya perlu initial reload tu, lepas dapat kad ke sebelum?
kad saya tak dapat lagi..
em ke saya tak dapt kad sebab saya tak bual initial reload tu lagi…?
bleh sesiapa jawab?
maaf la saya budak baru belajar..
Yup kena bayar dulu baru leh dpt kad.:)
Klu ada Maybank2u lagi baik, buat pembayaran online.
first top-up RM50 tu, akan masuk ke akaun baru kite tu ke?
or is it a one-time charge utk hidupkn kad?
hidup kan kad RM 10, so u will have RM 40 lah dlm akaun.
kad BSN hehe..nama jek gempak..matrix lah visa lah electron la..tapi hampeh..lupakan je la
Kalau nak guan utk online, Tune Card lah ok.
never hv probs wf it,
I just withdraw 495$ USD to my Tune Money
card
ask on Saturday,got on Monday..hehe’
quite fast,already cash out today at CIMB atm.Yay!
good for you. Income online from selling lens je yer…bijak bijak
I found (from this post) that not only the Tune Money Debit card but there are other debit cards now like Maybank Visa, Public Bank Visa, Ambank Mastercard NexG.
I have the Public Bank debit card and has been using it for 3 years now and all the purchase I make is using online payment.
However, some sites refused to accept this but most sites will do.
Today, based on my experience, it should be pretty easy to apply for Public Bank debit card. Just go to nearby Public Bank branch and ask for it. Just get your IC and RM25 ready and you should get it within 2 to 3 weeks at most.
Thanks. Lan Kapo, your English is really good.
Sapawi´s last blog ..Alain Robert The Spiderman Climbs The Petronas Towers
last time yes,
there has been some major problem with their service after TZ resign.
Now after some upgrade on their website, maybe they have upgrade their service too.
You can check out at their facebook/pages/tune-money
to complain and comment