[UPDATE : This Post is no longer VALID since Maybank has improved their Debit Card Service. Please refer my latest post regarding Maybank Debit Card. Thanks ]
VS 
Hi guys,
I read in the net that Maybank launched a new Maybank Visa Debit Card, I said WOW! that would be great since I have a saving account with them.So, I am expecting free service, easy top up and more shopping at the Internet. I am glad more local banks start offering Visa debit card facility.
Steven Wong has made a summary about this new card :
To review whether this Visa debit card compatible to PayPal withdrawal, I spend sometimes to read on Maybank website, and here is the quick summary for your info:
- Max daily withdrawal limit: RM5,000.
- Daily accumulated purchase limit is RM500 and you can increase it anytime via bank’s ATM or over the counter branches to RM5,000.
- First four withdrawal is FREE while a service charge of RM0.50 per transactions per card chargeable from the fifth cash withdrawal transaction onwards per month. However, service charge will be waived if your savings or current account has a balance of above RM5,000 at the time of withdrawal or the withdrawal amount is RM1,500.
- Service charge for withdrawal transaction for:
- Maybank’s Group ATM in Singapore, Brunei and Philippines: RM2 each
- MEPS network: RM1 each
- Visa Plus Network: RM12 each
- Existing Maybank ATM card holders can convert their cards with the one time cost of RM12. It is also the same cost for card replacement.
- However, if you used up to 7 years (upon the expiry date, you will get the replacement at FOC).
- Earn 1 TreatPoint for every RM3 purchases.
- No annual fees, monthly interest rates or late charges.
So, since I am a Tune Card user plus have a Maybank saving account, I think it would be good if I compare this two card, rite ?
Below is a brief comparison of our very own Tune card Prepaid Visa Card vs Visa-branded debit card
 |
 |
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| Product | Maybank Visa Debit Card | Tune Card Visa Prepaid |
| Charge/Fees | - Service charge for withdrawal transaction for:
Maybank’s Group ATM in Singapore, Brunei and Philippines: RM2 each MEPS network: RM1 each Visa Plus Network: RM12 each |
Annual fee ; RM 9.99
RM 2 only for Top Up at CIMB Bank, POS Malaysia and BSN RM 1.15 withdrawals at CIMB ATM machine RM0.50 only for online top up |
| Internet Transaction | No | Yes |
| Cash Out PAYPAL | NO | YES |
| Top Up | Maybank Only | Maybank2u,CIMB and POS office |
Conclusion,
I better stick with Tune Visa Prepaid Card, Why ? As you can see it is more flexible and Internet friendly. The most important thing is you can withdraw your PayPal money with it.:)
By the way, you can use Maybank ATM card in Petronas Petrol Pump and selected Supermarket so why Maybank want to promote this Debit card instead. I think their business idea for this Debit card is weak because you don’t want to go abroad only carrying debit card right?. At least you must have a spare credit card for emergency.
For me, debit card or Prepaid card is only suitable for Internet transaction. Buy ticket,hosting,domain and eBay online. So if maybank overlook this thing than their debit card will be nowhere compared to by Tune Prepaid Visa Card.
Several feedback that I got :
1. The question now is: Can Maybank Visa Debit cards compatible to PayPal withdrawal? I search on the web and try to find any review on that, unfortunately, there is no review so far. The closest was Uncle FL Sam on his withdrawal to Maybank Visa Credit Card.
So, I called up this morning to Maybank Customer Service to find out the details. The Maybank staff that I spoke to also not sure whether it is workable. After 20 minutes checking and waiting, she told me “NO” for PayPal withdrawal. steven wong
2. I try to add MBB Visa Debit card with Paypal, its not work. The following message will appear…
“This credit card has been denied by the bank that issued your credit card. For details on why your card was denied, please contact your credit card issuer’s customer service department. Or, you may want to try adding a different credit card.” zahidi
hi carol,
the best way is to call tune money CS. As I mentioned before you have to write down your all you answer and password and id.
hope it helps. if failed try to visit tune money ceo blog, tengkuzafrul.com
Oh..yes, i get response from tune money this email.
Portal.Helpdesk@tunemoney.com
they said problem have been solved.
cant wait for the tune money card
Thanks lankapo for all the support .
Hahaha…that’s mean Maybankard Visa Debit just the same as BSN Matrix card, both are useless online business!
@ Herman,
I could not agree more hehehe. Debit card that is not for internet transaction is useless.
@ carol
Good to hear that. Glad that i can offer a little help. See you around
i just wanna ask whether tune debit card is available for petrol pump?
@ John Doe,
Yup, You can use Tune Card at petrol pump, just make sure you have enough balance, about RM 250- Rm 300
its meant that if i have below 250-300..then i cant able to pay for fuel?why?
you still can use it but you have to pay at the counter. If you wnat to use it at the pump, then yes you have to have balance Rm 250 – Rm 300
I actually intend to apply maybank debit card…but after read ur blog, i decided to apply tune money card. But do we really need to collect our card at post office? can we ask them to post the card to us? and if i want to terminate the card in future? do we need to be charge any fees or going through wat procedure?
@ Witch – welcome to my blog..:).
1. Yes, no other choice, that is the only method that Tune Money use. Please remember your ID,password and 3 answer for secret questions. Write it somewhere. Many people always forgot their id and password when they receive the card.
Just select the nearest post office at your house or office. Collect it after 7 working days. You will be charged RM 3 upon collection.
2. You will be charged RM 3 for the cancellation fee. Anyway why are you thinking about termination before applying
. What are you going to use Tune Card for ? Shopping or making money online ?
hahaha..thanks for your answer….of coz need to think further more…. i going to use Tune card online shopping……can make money online using it?how?can u teach me?
@ witch – aiyark..:) want to teach you ha, go to pay maa hehe.
Simple
1 step, you got to have a blog.
2nd step, post entry stuff that you like to write
3rd step, make your friend,family,online friend visit your blog everyday
4th You can make money online through Nuffnang, Google Adsense,PayPerPost.
5. PayPal is your international bank, where you can receive money and pay to other international blogger and advertiser.Sign up now, its free.
So for a start,
Write a blog,
register for mybloglog and blog catalog to increase traffic,
get a Tune Card
sign up for PayPal.
Hope it helps
oic…thanks a lot…..
i have tune credit card and paypal balance, but i just read what happened to this blogger http://pikeydude.blogspot.com/2007/10/paypal-withdrawal.html.
Now as we know, tune do not issue a statement to us, so if paypal block the account while waiting for a credit card statement to verify, HOW? any ideas.
Its best to use prepaid as then the cash is cash, not cash advance. I have Next G which verified my account but have not tried to withdraw on it, apparently you cant.
oh ok, just found out, hard copy is available, so no problem there
@ Justin – Hi Justin, welcome to my blog. Tune Card also provide online statement. If you have verify your PayPal account using your Next G, just add your Tune Card.
You can easily cash out your money from PayPal and the process will take about 3 days. You can use the Tune Card for shopping or withdraw at CIMB ATM.
Hi, i just verified my Tune Card yesterday, but stil doesnt show up on my statement, so i dont have the 4 number. Do you know how long it will take?
@ Justin – Did you verify your paypal using Tune Card ? Ok. It usually take 2 or 3 days. Dont worry the number will be there.
More info visit my tune card blog : where to find your PayPal verification
so do u mean any debit card cant be used to do online transactions? only tune money can?
@ blackfish – there a few debit cards that are proven for online transaction such as Public Credit card, Al Rahji Debit Card and Tune Card. But one thing for sure Maybank debit card still cannot be use for online transaction.
Woow i dont know Tune card so good. I just bang there bang here looking for something that can transfer my paypal money. I think i want to apply
US bank to transfer paypal money.
Hello, Lankapo. I just had my Tunecard for a few days. I used it for internet payments. However, just in this short period, I encountered problem in using the service. After a few online purchasing, I checked my account online, my account balance reached negative value. When Iast check on three days ago, it was -RM245 and I checked again today it become -RM355. I Tried to email tunemoney customer service, but they didn’t reply. I wonder, as this card is a prepaid card (debit card), how can this happen? Any suggestion? Thank you.
@ Lee – heehe now u know.
Thanks bro..
i hope u have receive my message before. can tune card use to buy flight ticket online such as from ryanair, easyjet, ect.?
@ farah_182 – I dah reply email u. Hope u read it.
now maybank debit card can accept online internet transaction.now you can use your maybank debit card to buy domain names,to buy hosting,or even to verify your paypal.Thanks to Maybank.
hi, is that true that RM 1.15 withdrawals at CIMB ATM machine?
nowadays still RM1.15 at work? coz i plan to withdraw my tunemoney money? can tell
FU*K YOU LA!! If dunno do not simple make conclusions.
I hv the maybank card and use it everyway on paypal or internet transactions!!!!dude
i think the best way for internet transaction in malaysia is via RHB visa card. I already have one since it has bundle up with ebay.com + paypal.com. great !!! soo whenever i wish to do internet transaction i will transfer my money into RHB account. the do the internet transaction. RHB is the best for internet transanction. also worked for paypal withdrawal. i have been using paypal for more than 10 years. and only nowadays that i found a local bank that uses saving+visa+paypal. very great bundle of product.
@Mohddiah,
I am not sure about RHB is the best solution for online payment and internet transaction. Maybank is not that bad too. As for PayPal topup, I dont think it should be a big issue. You can always topup your debit card and PayPal will automatic charged your debit card. You can always transfer your money from PayPal to local bank in Malaysia. Anyway my point is as long as you feel comfortable with and it aint broke so why chance to something else.
See the work around for the Maybank ATM on skip the RM0.50 charging at http://www.kidbuxblog.com/malaysia-services/maybank-atm